Bank-enterprise interconnection refers to the connection between banking system and enterprise financial system. Enterprises can directly handle banking business such as account management and transfer payment through the financial system, and can customize more personalized functions in their financial system as needed. It is an electronic banking product provided by ICBC to high-end customers at present.
In order to meet the personalized needs of high-end customers for online banking and further promote the development of online banking, China Industrial and Commercial Bank of China has launched an online banking-enterprise interconnection model, which is organically interconnected with ICBC's online banking system through enterprise financial software.
Extended data:
The characteristics of bank-enterprise interconnection are:
1, synchronous accounting information between banks and enterprises. Bank-enterprise interconnection organically connects enterprise financial system and banking business processing system, integrates the system resources of both parties, solves the problem of inconsistent accounting information between banks and enterprises, and provides real-time, accurate and comprehensive accounting information support for enterprise financial decision-making.
2. Realize personalized service. Enterprises can freely combine and control the "atomic" transactions provided by banks through the financial software system according to their own financial management needs, and flexibly customize the internal authorization mechanism, so as to have their own exclusive banks.
3. Simple operation and high efficiency. Enterprise financial personnel do not need to repeatedly input instruction information, all instructions are input at one time, and once approved, they can immediately complete external payment, update the accounting information of the financial system, simplify the procedures, and make it more convenient and fast for customers to use.
Baidu encyclopedia-direct link between banks and enterprises