Borrowing flowers is the first intelligent loan selection service platform in China, which intelligently recommends suitable loan products for borrowers. Borrowing flowers allows users to experience loans without leaving home.
Borrowing flower loan is a loan product that supports small and large loans, with a quota of 500- 100000 yuan. The loan term is 7 days-12 months. I don't check credit, credit or sesame credit score, but I will ask for work information, mainly to see if there is a stable source of income to evaluate repayment ability.
Application materials: mobile phone number, bank card and work information registered in real-name registration system.
Age: 18-45 adult
ID card: A valid ID card.
Occupation requirements: young people and office workers can do it.
Sesame credit score: do not check
Mobile phone number: real-name registration system mobile phone number
Loan interest rate: minimum 0.0 1%
Loan amount: 500- 100000 yuan.
Loan term: 7 days-12 months.
Credit request: no credit, no credit.
Lending speed: 1-3 days, and the fastest lending time is 3 minutes.
Extended data:
Matters needing attention in personal loans are:
1. Moderate loan: When individuals apply for loans, they must fully consider the financial situation of individuals and families. Generally, the monthly repayment amount should not exceed 50% of the family's total monthly income.
2. Choose the right loan product: individuals need to choose the right loan type, loan term and repayment method according to their own situation.
3. Maintain good personal credit: individuals need to maintain a good credit record. Once the credit record is bad, it will directly affect the operability of the loan and even be refused by the bank.
4. Clarify the purpose of the loan: When handling the loan, individuals must explain the purpose of the loan and provide relevant supporting materials, such as purchasing real estate, production and operation turnover, decoration, etc.
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