1.9000 yuan overdue for four months. Late repayment is a violation of the credit card contract. According to the credit card contract, banks have the right to take legal measures to recover overdue debts.
2. Received a call from the "law firm" to urge repayment. If someone who claims to be a member of a law firm calls you for repayment, it may indicate that the bank entrusted the overdue debt to a law firm or a debt collection company for collection.
3. The phone number of debt collection law firm may be legal. Law firms, as institutions specializing in legal affairs, are one of the legal collection channels. However, it should be noted that in order to verify the identity of the other party and prevent fraud, the other party may be required to provide relevant evidence to prove its identity.
Summary: According to the above situation, if you owe more than 9000 yuan for four months overdue, you may be prosecuted. Therefore, it is suggested to pay off the overdue funds in time to avoid further legal disputes.
Extended data:
Overdue repayment of credit cards will lead to damage to credit records, and banks have the right to take legal measures to collect or prosecute. The longer the overdue repayment time, the greater the negative impact on personal credit records. Therefore, it is suggested to communicate with the bank or relevant collection agencies as soon as possible and make a repayment plan in case of overdue. Timely repayment is one of the important factors to maintain a good credit record.
Supplementary information: If the question does not mention whether there has been communication and consultation with the bank on overdue debts, it can be considered that there has been no communication and consultation before. In practice, actively communicating with the bank, understanding the specific situation and reaching a repayment agreement as far as possible may reduce the risk of being sued.
The above are the answers to the questions for reference only. The specific situation needs to be judged according to the actual situation. In case of legal disputes, it is recommended to consult relevant professionals or legal institutions.