First of all, it needs to be clear that social security includes five types of insurance, namely pension, medical care, unemployment, work injury and maternity insurance. Each kind of insurance has its specific coverage and compensation standard. Therefore, insurance information should fully reflect the individual's social security payment.
However, in practice, due to various reasons, personal insurance information may only show some types of insurance. This may be due to the delay in updating the social security system, especially when the system is upgraded or maintained, and the data synchronization may not be timely. In addition, if an individual inputs information incorrectly when participating in the insurance, or the unit does not operate properly when paying social security for employees, it may also lead to the insurance information showing only some types of insurance.
In view of this situation, individuals can take the following measures to verify and correct:
1. Log on to the social security inquiry platform or go to the social security agency to inquire whether the personal insurance information is complete. If the information is found to be incomplete or incorrect, report it to the relevant departments in time and apply for correction.
2. Consult the personnel or financial department of the unit to understand the details of social security paid by the unit for employees, and ensure that personal social security rights and interests are guaranteed.
3. Pay attention to the changes of social security policies and regulations around the country, and find out whether there are social security policy adjustments for specific people or specific situations, so as to adjust the individual social security payment strategy in time.
To sum up:
Insurance information only shows three risks, which may be caused by delayed system update, incorrect information input or specific policy terms. Individuals should check and correct the insurance information in time to ensure that personal social security rights and interests are fully guaranteed.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 4 provides that:
Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.
People's Republic of China (PRC) social insurance law
Article 58 provides that:
The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.
People's Republic of China (PRC) social insurance law
Article 60 provides that:
The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.