2. The applicant should be 18~60 years old, with certain economic ability and good credit record. You need to provide the following basic information: our credit card application, the work certificate issued by the company and the copy of the front and back of the ID card.
3. Providing the following information is helpful to increase the credit limit, such as a copy of the three-month savings account running list; Original proof of asset balance for opening a wealth management account; A copy of the property ownership certificate (including my name)+a copy of any water, electricity and coal invoices of the property in recent 3 months; A copy of my driving license, etc.
Extended data
The functions of car credit cards are as follows:
1. A new repayment method, credit for car.
If the cardholder applies for a car loan in Shenzhen Development Bank, all credit card points can be used to deduct the monthly payment of the car.
2. It is convenient to apply for a card and the approval is fast.
Beautiful car card passes the customized approval channel: "one approval, two products", and the beautiful car card is issued at the same time as the car loan approval.
3. Car insurance is paid in installments, and the car is guaranteed.
You can apply for auto insurance installment by telephone within the specified time, and reduce the installment fee.
4. Change points for saplings and brush out a green life.
The points spent by Liangche Card in refueling at all gas stations can be exchanged for saplings of SDB Lv Liang Garden and named for customers.
Matters needing attention in loan are as follows:
1. The information provided to the bank shall be true, the address and contact information provided shall be accurate, and the bank shall be informed of any change in time;
2. The loan purpose should be legal and compliant, and the transaction background should be true;
3. According to your repayment ability and future income expectations, choose the repayment method that suits you;
4. Apply for a loan amount according to your own ability. Usually, the monthly repayment amount does not exceed 50% of the total family income;
5. Read the terms of the contract carefully and understand your rights and obligations;
6. Repay on time to avoid bad credit records;
7. Don't lose the loan contract and IOUs. For mortgage loans, don't forget to cancel the mortgage registration after paying off the loan;
8. prepayment must be handled by communicating with the bank one month in advance.
9. When a foreigner applies for a commercial loan, the bank generally requires the borrower to have a stable income in the local area, and to open a household registration certificate at the place where the household registration is located (some banks also require a certificate of employment); Moreover, the housing guarantee company requires foreigners to apply for temporary residence permits in addition to local income.
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