How difficult is it for ordinary young office workers to buy a commercial house in Chengdu?

At present, it is more than 654.38+0 million, and young people can't buy their own houses. Before 20 15, the house price in Chengdu was relatively soft. For example, there are many new buildings in Longquanyi District, Shuangliu and Wenjiang. Now that I think about it, it was 1, and it was also such an approachable real estate market. However, good times are always short-lived, and regret at the beginning is never enough. By 20 15, the house price in Chengdu has been rising all the way, and the average price has risen by 1340. It is not unusual that there are 23. 1 10,000 square meters of houses in the First and Second Ring Road.

Although the average income of recruitment posts published in Chengdu official website is more than 8,000, in fact, many wage earners in Chengdu are among the average. Chengdu has a large number of young people who have just graduated from college, with a monthly salary of only 3,000 to 4,000. Based on the overall level of housing prices in Chengdu, an ordinary three-bedroom apartment now costs more than1300,000, even if the down payment is 30%, it will cost 400,000. The down payment is only 1. I paid a down payment of 400,000 yuan and a mortgage of1100,000 yuan. At present, the overall level of housing loan interest rate in Chengdu, if the mortgage loan is 20 years, it will cost 9,000 yuan per month, which means that people who have just joined the work in Chengdu can't afford the mortgage every month even if they pay a down payment of 400,000 yuan at home. There is also a decoration budget of 200,000 yuan after buying a new house. 1 Not many working-class people can pay 600,000 yuan at a time.

The current housing price in Chengdu has made many low-and middle-income people in Chengdu give up the idea of buying a house, because young people 1 with a monthly salary of 3,000 to 4,000 can't save enough for the down payment, let alone the mortgage payment, if their parents can't contribute. For young people, if they plan to buy a house in Chengdu, it is more reliable to prepare at least 500 thousand funds at home.

The housing price in Chengdu is not high, but there are still many people who can afford it. For example, business owners and self-employed, people who hold middle or senior management positions in the company, IT, Internet, monopoly state-owned enterprises and other institutions with relatively high profits and relatively rich housing accumulation funds working in government agencies have the ability to buy a house in Chengdu. Young people from rural areas whose parents are also engaged in low-and middle-income jobs with low academic qualifications and engaged in basic work in companies or various service industries are relatively difficult to buy a house in Chengdu.