1. Verify the user's identity and credit information according to the inquiry of China Travel Service. Com: The loan intermediary needs to ensure the authenticity of the user's identity and the integrity of the credit record to reduce the risk of the loan, and needs to bring individuals to verify the user's identity and credit information to ensure that the user meets the conditions and requirements of the loan.
2. Understand the repayment ability of users: loan intermediaries need to know the income, expenditure and assets of users to evaluate their repayment ability, and they need to bring individuals to ask users about their past personal financial situation to determine whether users have repayment ability.