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2. What if the loan owed to Ping An Pratt & Whitney is not repaid?
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If Ping An Pratt & Whitney's loan is still not paid, the customer can call Ping An Pratt & Whitney's customer service hotline to enter the manual service, ask the staff for details, explain to the staff that they are temporarily unable to repay, and indicate that they are not maliciously overdue, and negotiate with the customer service staff to ask whether it is possible to postpone the repayment period, repay by installments, or reduce some interest. After these operations are completed, it is necessary to borrow money from relatives and friends in time to avoid repayment of loans and avoid too long repayment time, because the platform will regularly report the user's dishonesty to the national credit information system. This will bring serious inconvenience to your life and work. Article 207 of the Contract Law stipulates that "if the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or relevant state regulations". Penalty interest will be charged if it is overdue. From the overdue date, default interest will be charged at the agreed interest rate 150% every day until the payment is overdue. Users' overdue records will be reported to the People's Bank for credit investigation, which will affect users' credit records. Please cherish your credit and repay on time. If loans overdue exceeds a certain period, the relevant records of overdue users will be transmitted to the personal credit information system of the central bank. In addition to uploading overdue information to the central bank's personal credit information system, Lending will continue to cooperate with third-party credit information agencies such as Qianhai Credit Information, Shanghai Credit Information and Pengyuanzheng Credit Information. For loans that are overdue or not used according to the purpose agreed in the contract, interest will be charged at the default interest rate from the date when they are used in loans overdue or not according to the purpose agreed in the contract until the loan principal and interest are fully paid off. For the interest that cannot be paid on time, compound interest shall be calculated at the penalty interest rate. According to the provisions of Article 84 of General Principles of Civil Law of People's Republic of China (PRC) and General Principles of Civil Law of People's Republic of China (PRC), debt is a specific relationship of rights and obligations between parties according to contract or law. The obligee is the obligee, and the obligor is the debtor. The creditor has the right to require the debtor to perform its obligations in accordance with the contract or according to law. According to the provisions of Article 108 of the General Principles of Civil Law of People's Republic of China (PRC) and General Principles of Civil Law of People's Republic of China (PRC), the debts shall be paid off. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. Those who have the ability to repay and refuse to repay shall be sentenced to compulsory repayment by the people.
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3. What if the loan owed to Ping An Pratt & Whitney is not repaid?
If Ping An Pratt & Whitney's loan is still not paid, the customer can call Ping An Pratt & Whitney's customer service staff for details, explain to the staff that they are temporarily unable to repay, and indicate that there is no malicious negotiation, and ask whether it is possible to postpone the repayment period, repay by installments, or reduce or exempt some interest. After these operations are completed, it is necessary to borrow money from relatives and friends in time to avoid repayment of loans and avoid too long repayment time, because the platform will regularly report the user's dishonesty to the national credit information system. This will bring serious inconvenience to your life and work.
Article 207 of the Contract Law stipulates that "if the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or relevant state regulations".
Penalty interest will be charged if it is overdue. From the overdue date, default interest will be charged at the agreed interest rate 150% every day until the payment is overdue. The user's overdue record will be credited to the user's credit record. Please cherish your credit and repay on time.
If loans overdue exceeds a certain period, the relevant records of overdue users will be transmitted to the personal credit information system of the central bank. In addition to uploading overdue information to the central bank's personal credit information system, Lending will continue to cooperate with third-party credit information agencies such as Qianhai Credit Information, Shanghai Credit Information and Pengyuanzheng Credit Information.
For loans that are overdue or not used according to the purpose agreed in the contract, interest will be charged at the default interest rate from the date of overdue or unpaid loans until the principal and interest are paid off. For profits that cannot be paid on time
According to Article 84 of the General Principles of Civil Law of People's Republic of China (PRC) and the Civil Law of People's Republic of China (PRC), a debt is a specific relationship of rights and obligations between the parties in accordance with the law, and the debtor is the debtor.
The creditor has the right to require the debtor to perform its obligations in accordance with the contract.
According to China people and national debt. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. If they have the ability, the people will decide to make repayment compulsory.
Ping An Pratt & Whitney has established a risk control management mechanism of the credit management system.
It includes a central risk control mechanism that runs through the whole process before, during and after the credit granting, and adopts a periodic risk management mode to dynamically monitor customer information in an all-round and uninterrupted way through the "three lines of defense" of the regular business department, the approval risk control center and the risk control department.
Fourth, Ping An Pratt & Whitney has not yet been settled.
The solutions that Ping An Pratt & Whitney loan can't meet are simply the following: negotiation by stages, borrowing money from relatives and friends, and selling real estate. If I had known today, why have I never touched online loans?
Although things have reached this point, we still have to sincerely advise you to cherish your life and stay away from online loans. It is never too late to mend.
1. Users are advised to contact Ping An Pratt & Whitney staff in time to inform them of the current inability to repay the loan and explain that it is not maliciously overdue. It is best to provide proof of inability to repay, and strive to negotiate an extension or installment repayment. If the negotiation is successful, the user can repay the loan according to the agreement after negotiation. If negotiation fails, repayment can only be made according to the original plan. Second, if negotiation fails, users can choose to ask friends and relatives around them for help, and the working capital will be repaid as soon as possible to avoid the impact on personal credit due to overdue. In addition, you can mortgage or sell the assets in your name to repay the loan. All in all, in the case that Ping An Pratt & Whitney loans are not paid, we must actively find ways to solve them, and escaping will only make the overdue impact more serious. Not only will there be penalty interest, Ping An Pratt & Whitney will also collect overdue users, and it will also affect users' personal credit information.
After the loan expires, if it is unable to repay, the following measures can be taken:
1. Apply for deferred repayment: If you have a good attitude and show inability to repay in a short time, you can apply for deferred repayment from the bank.
2. Apply for installment repayment: When the repayment amount is too large and the repayment ability is insufficient, you can apply for installment repayment, so that the arrears can be repaid in multiple installments, thus reducing the repayment pressure of each installment.
3. Borrow money from relatives and friends to repay: If the amount owed is not large, you can borrow money from relatives and friends to repay the debts of the bank first, and then return the borrowed money afterwards.
4. Repayment of assets at a discount: If you have jewelry, real estate, vehicles and other properties in your hand, you can discount these items to repay the debts of the bank.
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