If you need to try an unsecured credit loan, the short-term loan that Baidu has money to spend does not need any pledge, and it will be approved in 30 seconds at the earliest and will arrive in 3 minutes. The key application steps are as follows: login loan-fill in identity trust to obtain credit line-successfully use credit line. Small loan with money is the third personal micro-credit loan product newly created by Baidu Finance 20 18. Mainly for young people with stable income. When there is a short-term funding gap, it can be used temporarily and urgently to relieve short-term pressure.
This answer is provided by Fuguihua, I hope it will help you. As the credit brand of Xiaoman Finance (formerly Baidu Finance), Youyouhua provides users with convenient, fast and safe Internet credit services. Click on the bottom of the mobile phone to calculate the amount immediately, and the maximum loan amount is 200,000.
How to deal with Harbin individuals?
Hello! Your personal question about Harbin is like this!
If you have a stable job, a monthly income of more than 2,000 yuan and a good credit record, you can apply for a personal credit loan.
What is the unequal loan of Harbin Bank and what are the application conditions?
Unequal loan is a pure credit loan product tailored for small and micro enterprises, which can help small and micro enterprises solve financing problems. Then, what is the unequal loan of Harbin Bank and what are the application conditions?
Unequal loan is a pure credit loan product provided by Harbin Bank for small and micro customers all over the country. Harbin bank's unequal loan products are carried out nationwide, and there is no geographical restriction on applying for loans; Most state-owned banks and joint-stock commercial banks can be used to issue and pay off loans, and they don't have to go to our outlets.
First, the characteristics of unequal loans:
1. Pure credit: This product is unsecured and unsecured credit loan, and the borrower does not need to provide guarantee or collateral. Based on the bank flow information of SMEs, the application amount ranges from 1 to 1 10,000.
2. The expected annualized interest rate is low: the expected annualized interest rate of credit is between 10%, and the lowest daily interest rate can reach three ten thousandths.
3. Pay back with the loan: the loan term is 3 months, and the principal and interest will be repaid in one lump sum when the loan expires. After repayment, the loan can be recycled and the credit period is one year.
Two, the application conditions are as follows:
(1) basic access requirements
1. The applicant is the legal representative of the enterprise, a citizen of China, aged 20-55;
2. The registered operation period is not less than 18 months;
3. The applicant holds at least 20% (inclusive) of the shares;
4. The enterprise and its legal representative have no serious bad credit records in the central bank;
5. The enterprise has no bad financial behaviors and illegal records that violate the national financial laws and regulations.
(2) Access requirements of running water
1. The main personal bank settlement account or corporate account of a corporate enterprise for six consecutive months must be a state-owned bank, a joint-stock bank or a city commercial bank;
2. The average monthly transaction flow in the last six months is ≥ 50,000.
Is Harbin Yixin unsecured credit loan credible? What are the requirements?
Harbin Yixin Company is a formal institution, and of course it is credible! Mainly for office workers and business people, it provides credit loan information consulting services, and realizes financial management and loan demand through P2P platform.
Office workers need to provide personal credit materials such as identity certificate, work certificate and income certificate. Business people need to provide business licenses and stable living places.
You can also borrow money flexibly from vehicles under your personal name to realize short-term turnover and free driving.
I can help you.
Which bank can do it? What are the procedures, conditions and quotas?
If you need to apply for a small cash loan, it is recommended to apply through formal channels. China Merchants Bank has lightning loan business. At present, you can apply through mobile banking or check whether you are eligible to apply.
1. After the lightning loan is released, the cash will be released to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate.
2. If you have a savings card of China Merchants Bank, you can apply for a credit line: log in to mobile banking and click "Home Borrowing-Lightning Loan" to apply for a lightning loan. Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.
3. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 300,000 yuan, subject to the loan page. If you have obtained the qualification of lightning loan, you can log in to the mobile banking APP of China Merchants Bank or the online banking "lightning loan" module to check your maximum application amount. The minimum amount of a single withdrawal is 1 1,000 yuan, and the maximum amount does not exceed the limit, and it must be an integer multiple of 1 1,000.
4. There are two ways to apply for a loan within the lightning loan limit:
(1)/kloc-lend within 0/5 minutes, and automatically approve within 5- 10 minutes. Lend immediately after approval, and notify the result by SMS.
(2) Within 24 hours, after confirming the information, there will be a phone call to verify and arrange the loan.
Tips: ① If there is no automatic lending within 5- 10 minutes, it is normal to wait for telephone review. The approval progress cannot be directly queried, and the approval result shall prevail.
(2) When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information.