A piece of news that makes the pickpocket party angry!
Alibaba's Alibaba auction revealed that during the Tmall Double 1 1 this year, there will be over 10000 sets of special housing to participate in the "promotion", some of which cover many popular school districts, subway houses and scenic spots. This is the first time that Tmall Double 1 1 can buy a house.
It is worth noting that the e-commerce giants are going all out to fight against Shuang 1 1 and also announced that Shuang 1 1 is selling houses. 65438+1October 12, at the first science and technology real estate conference in JD.COM, JD.COM real estate revealed that at the upcoming JD.COM11.1Global Good Things Festival, JD.COM will unite more than 200 developers in 70 cities.
1October 25th 10, the first batch of special school districts have been launched, and consumers can start buying and pay the deposit. 1October 29th 10 (next Tuesday) will focus on selling. A reporter from China, a brokerage company, saw slogans such as "Missing the special room" and "More than 30% off" on Ali auction website, and the most conspicuous house was "Double 1 1 school district room".
The starting price was significantly lower than the market price, which caused onlookers.
In September this year, Ali auctioned a school district in Hangzhou, covering an area of more than 80 square meters, attracting 654.38+10,000 people to watch. After 239 price increases, 142 delayed the transaction, and finally the transaction was 6.095 million yuan, which was 305,000 yuan lower than the actual listing price of 6.4 million yuan.
Compared with buying other goods in Taobao, the process of buying special rooms through Ali auction is slightly more complicated: paying the deposit, bidding, and paying for delivery after the auction is successful.
Ali Auction said, "Take the auction on the day of double 1 1 as an example, 10/0 in the morning110, 10.
China reporter, a brokerage company, browsed the information of special rooms that have been launched, and found that the starting price of popular school districts is mostly lower than the average market price 10%~30%, and in some cases it is lower than the market price by 35% or even 42%. "Houses are usually levied at the assessed price. As for the final transaction price, it depends on the heat of the house. " Ali auction said.
The reporter noticed that although this wave of housing has just been launched, Room 203, Unit 2, Building 9, Fuxing Nanyuan, Shangcheng District, Hangzhou has attracted tens of thousands of people to watch, and a school district in Shangcheng District of Hangzhou with a starting price lower than 40% of the market price has also attracted more than 4,000 people to watch.
JD。 COM: double 1 1 put 6000 sets of special housing.
65438+1October 12, at the first science and technology real estate conference in JD.COM, JD.COM real estate revealed that at the upcoming JD.COM11.1Global Good Things Festival, JD.COM will unite more than 200 developers in 70 cities.
On the same day, JD.COM also announced that it would promote good house selection in the offline stores around the real estate service and residence, so that users can feel the scenes of room type, living environment and supporting facilities in the offline stores of Beijing Good House. Get project information through multimedia technologies such as AR/VR, panoramic roaming and electronic sand table.
At present, double 1 1 offers a "special price":1.1housing subsidy is as high as 1.82 million yuan.
At the same time, JD.COM launched the activity of "1 100 million subsidy breaks through the reserve price", that is, 9.9 yuan can receive 1 10,000 yuan subsidy.
Take Shenzhen as an example. According to different attributes, 9.9 yuan can be exchanged for a subsidy of 20,000-90,000 yuan.
According to the data, JD.COM started to do real estate business from 20 17, and reached cooperation with developers such as Country Garden, so that consumers can know about the houses launched by developers through JD.COM. On 20 18 10, JD.COM Real Estate launched the second-hand housing business, and the second-hand housing transaction was included in the promotion camp of the Double Eleven that year. 20 18, 1 1, JD.COM launched leasing business.
There are "leaks" to be found, and the auction room is hot.
It must be noted that the actual source of these special rooms in Ali is Ali's auction house.
So what is a French auction house? Can these special houses be started? If you really want to do it, what conditions do you need?
Legal auction house, the abbreviation of court auction of real estate, is the house that is forcibly auctioned by the court. When the debtor (owner) is unable to perform the mortgage contract or pay off the debt, the creditor applies to the court for compulsory execution through various judicial procedures, and auctions the house under the debtor's name to pay off the creditor's rights with the proceeds from the auction. The house auctioned in the process is the so-called auction house.
According to the reporter from China, a brokerage firm, during the offline auction, the judicial auction is mainly entrusted to the auction house for promotion. However, due to information limitations and other reasons, everyone knows little about the auction. Even if it is a legal auction, potential bidders have to go to the auction house to sign the entrusted auction agreement, and they have to pay the auction commission after the transaction, which leads to low participation and low transaction rate.
Now the online auction has matured: First, the auction platform is free, and the auction platforms designated by the Supreme Court include Taobao, JD.COM, People's Litigation Assets, China Auction Association and Public Auction. In June this year, two new platforms, Beijing Equity Exchange and Industrial and Commercial Financial E-purchase, were added. Secondly, in the initial stage of the implementation of online auction, judicial auxiliary companies appeared all over the country to assist the courts to carry out online judicial auction and undertake a lot of tedious routine work in execution, freeing judges from heavy routine work and focusing on the case itself.
Duan Chenglong, a senior legal auction expert, told the reporter of China Daily that the investment value of legal auction houses was gradually recognized by the market. "It is precisely because most groups are not particularly familiar with it and there are certain potential risks that investors are now' leaking'."
Duan Chenglong said, "Taking Beijing as an example, the final transaction price of French auction houses in hot spots and scarce units is now close to the market price; More commonly, the final transaction price of the auction house is 90% of the market price; The price of auction houses in general residential areas and old communities is about 85% of the market price, and the transaction price of commercial and residential auction houses is 80% of the market price. "
According to reports, in general, there are several situations in which real estate will become a "legal auction house":
First of all, commercial loans came into being. If the buyer borrows money from the bank to buy a house, if he can't repay it in full as scheduled, the bank will file a civil lawsuit with the court, asking the lender to repay the loan by auction of mortgage loans; Second, private lending came into being. For example, Party A borrows money from Party B and agrees to mortgage its own property to Party B, which cannot be repaid at maturity. According to the guarantee law, B can't directly obtain the mortgaged property, but can only apply to the court for repayment of A, and show the mortgage or loan agreement, requesting the court to auction A's property for repayment in the execution stage; Third, judicial confiscation. For example, in criminal cases, there is a judgment to confiscate all the personal property of the criminal suspect. If the property involves real estate, the real estate can be auctioned according to law, and the realized money will be returned to the state treasury; Fourth, ownerless property. This rarely happens, and unclaimed property can also be taken according to law.
Some real estate observers pointed out that if buyers continue to be pessimistic about housing prices, many high-level buyers will choose to sell their houses to protect themselves. Although such cases are usually difficult to touch, they can be reflected in the number of auction houses.
According to the data provided by Ali Auction, nearly 30 million people visited and bought houses on its platform in the past year.
Matters needing attention in shooting the house downward.
In addition to affordable prices, unlimited purchases are also a major advantage of auction houses.
At present, auction houses in most cities are not limited to purchase, such as "Shanghai" and other places. In other words, no matter how many suites there are under the bidder's name, no matter whether they are locals or not, they can participate in bidding for auction houses in Shanghai. In the transfer link after bidding, the compulsory transfer can be carried out with the ruling and notice of assistance in execution issued by the court. The real estate trading centers in all districts need to cooperate with the transfer, and there is no "restriction" on the regionality of buyers.
However, it is understood that auction houses in cities such as "Beijing" and "Shenzhen" are currently in a state of restricted purchase. To participate in the auction, you must know the local purchase restriction policy for French auction houses in advance.
In addition, bidders must realize that auction houses do have many disadvantages.
First, all taxes and fees shall be borne by the buyer.
Buying a second-hand house in the market, some taxes and fees can be borne by both buyers and sellers. However, the auction price and various transfer taxes generated by judicial auction must be borne by the buyer in full. Moreover, some properties may not have been transferred before, and they need to pay the transfer fee twice. Bidders need to know these costs clearly before the auction.
2. Pay the house purchase price in full within a time limit.
According to the regulations of judicial auction, a successful auction needs to pay the auction money in a short time, but not everyone can afford a house that costs millions of yuan at once. At present, many banks have specially launched the loan business of auction houses, but most cities have not yet launched this business, so they cannot apply for mortgage loans, resulting in limited participation.
A related person from the auction house intermediary told the reporter, "With the market's recognition of the investment value of auction houses, at present, in domestic first-tier cities such as Beishangguangshen and Shenzhen, banking institutions can already provide loan services for auction houses, but in the vast second-and third-tier cities, financial institutions have not yet covered this field."
The reporter noted that for the judicial auction of real estate, Ali Auction launched a "one-click lending" service, which is known as "1 minute application, and the maximum loan can be 70% within two days".
Third, there are potential risks.
The legal auction house may be leased, or even leased for a long time. If you buy it, you can't live. The property, water, electricity, heating and late payment fees have not been paid for many years; Old people live in the house.
"If the buyer breaches the contract and fails to pay the auction price within the time limit, which hinders the execution of the court, the court may impose penalties such as fines; If the buyer breaches the contract after successful bidding, the deposit paid will not be refunded. If the deposit is insufficient to cover the losses, the original buyer shall compensate the corresponding losses. " The above-mentioned legal auction house agent said.