After Gitzo's loan, it must be repaid on time. If the repayment cannot be made on time, the overdue record will be uploaded to the credit information center. In this respect, Gitzo is also very formal. Gitzo has more than 250,000 loan service outlets and a professional sales team throughout the country.
Gitzo loans are generally divided into consumer loans and commodity loans when applying. Consumer loans range from 2,000 yuan to 50,000 yuan. After the loan, it can be repaid in installments. The number of periods you can choose is 6, 12, 18, 24, 30, 36, 42, 48. Users can decide the number of repayment periods according to their own income.
The consequences of not repaying the loan are as follows:
1. Lending institutions will urge the maturity loans according to law. According to the loan contract and guarantee contract (mortgage or pledge contract), the loan bank will bring a lawsuit to the court, and the court will take measures such as property preservation, including freezing the deposits in all bank accounts of you and the loan guarantor and sealing up the pledged property.
2. Your credit will be affected, and personal loans will also be recorded as overdue loans in the national personal credit information consultation system. If the loan bank doesn't erase your records, you may not be able to get loans from all banks in the future, your credit information will be blacklisted, your travel may be restricted, you may not be allowed to go abroad by plane, and you may not even be able to buy train tickets in the future.
3. If you provide false information or false materials when you borrow money, the lending institution may sue you for the crime of loan fraud. If the fraudulent loan is true, it may be sentenced for fraud.
Legal basis:
company law
Article 5
Companies engaged in business activities must abide by laws, administrative regulations, social ethics and business ethics, be honest and trustworthy, accept the supervision of the government and the public, and assume social responsibilities.
The legitimate rights and interests of the company are protected by law and shall not be infringed.