My child is 2 years old and wants to buy insurance that integrates education, accidents and injuries. Please help me choose, thank you!

Hello, congratulations, your insurance awareness is very good. Buying insurance is buying protection. When planning insurance for children, we should first consider protection, because generally, newborn children have poor immunity, weaker resistance than adults, and are prone to colds and even fever. Therefore, we should consider the protection from the aspects of accidents, serious illness and medical care, and then consider the education fund. It is suggested that children's medical insurance should be improved first, and minor illness clinics can be reported. China Life Insurance Credit Suisse's endowment insurance (dividend-paying) is a product with all-round protection of "health, old age, sickness, old age and wealth". 1, "healthy" deposit, once every three years, calculated by 8% of the insured amount, can be collected in cash or deposited with insurance companies, and the accumulated interest-bearing income is considerable; 2. Improve the "old" pension, and at the age of 80, you can receive a one-time pension of 3 times the insured amount; 3, the "disease" security fund, such as the diagnosis of serious diseases agreed in the contract, according to the insured amount of 3 times the compensation, and illness during the payment period, the late fee is exempted; 4, "old" insurance, died before the age of 80, is three times the insured amount; 5. Manage the "wealth" and enjoy the annual dividend of China Life, with compound interest and interest. You can use the policy loan to solve the urgent need, and the security and dividends will not be affected. Another point that needs to be reminded is whether the adult protection is perfect and sufficient, and whether the correct insurance order of adults before children is achieved. Adults are the source of income, and adults are the best insurance for children;