What is Wenzhou Yikangbao?

Wenzhou Yikangbao is actually a national commercial supplementary medical insurance product, which is underwritten by commercial insurance companies and guided by government departments. Its insurers include PICC P&C Insurance, China Life Insurance, Pacific Life Insurance, Ping An Pension and Dida Insurance. The guiding units are Wenzhou Medical Insurance Bureau, Wenzhou Finance Bureau, Wenzhou Agriculture and Rural Bureau, Wenzhou Finance Bureau, Wenzhou Municipal Government Finance Office, Wenzhou Taxation Bureau of People's Republic of China (PRC) State Taxation Bureau, and Wenzhou Supervision Branch of China Banking Supervision Administration.

1. Applicable people: Wenzhou basic medical insurance participants.

2. Introduction of coverage: This is a comprehensive and wide-ranging Huimin supplementary medical insurance product. Both medical expenses within the social security scope and expenses outside the social security scope can be reimbursed, and the reimbursement amount is very high, with a maximum reimbursement of 3.65 million yuan a year. The most important thing is that the insurance threshold is low and there is no health requirement. Even if you are sick, you can take out insurance and pay for past diseases. It is very suitable for the elderly and people with abnormal health.

1. Wenzhou Yikangbao can reimburse medical expenses inside and outside the medical insurance catalogue. The specific guarantees are as follows: after medical insurance reimbursement, Yikangbao can also reimburse some hospitalization medical expenses and special outpatient medical expenses that are not listed in the medical insurance catalogue. The details are as follows: in the medical insurance catalogue: after medical insurance reimbursement, 80% of the self-paid part exceeds 25,700 yuan, and the highest reimbursement is 1.8 million. Outside the medical insurance catalogue: If the expenses are out of the scope of medical insurance, you can reimburse 60% after paying more than 20,000 yuan, with a maximum reimbursement of1.20,000 yuan. In addition, special diseases can also be reimbursed, including 10 special diseases as follows: ① treatment of various malignant tumors; ② Anti-rejection therapy after organ transplantation; ③ Peritoneal dialysis and hemodialysis for renal failure; ④ Treatment of systemic lupus erythematosus; (8) Treatment of aplastic anemia; 8 treatment of hemophilia; 8 treatment of schizophrenia; Pet-name ruby auxiliary treatment of pulmonary tuberculosis (except the national free anti-tuberculosis drug treatment); Attending autism in children.