The better credit cards are China Merchants Bank, Bank of Communications, Industrial and Commercial Bank of China, China Construction Bank and China Bank.
1, "China Merchants Bank Credit Card": suitable for friends who value service over points. This kind of credit card not only has many kinds of cards and beautiful design, but also has low application threshold, permanent and effective points and convenient repayment. However, one credit card in 20 yuan is not counted as zero, and the credit policy is very inhuman. The interest-free period is 18 days, which is the shortest among all card issuers. You can call customer service at 800-820-5555 and 95555 for detailed inquiry.
2. "Bank of Communications Credit Card": Suitable for friends who often buy household appliances (Suning Card can enjoy double Suning points). The credit card application threshold is low, the withdrawal is fast, and the interest-free period is 56 days. With YP card, you can 100% cash withdrawal, but the credit card installment operation is cumbersome and the points are not permanently valid. The total consumption of all cards will not be automatically counted, so it needs to be repaid separately. You can call customer service at 800-988-8888 and 95559 for detailed inquiry.
3. "China Industrial and Commercial Bank Credit Card": Suitable for friends who don't have local joint-stock commercial banks and often like to withdraw cash by overdraft. This credit card is the bank with the largest number of outlets in China at present, and it can be withdrawn unlimited times, and there is no handling fee for local cash withdrawal. Different brands of international cards have independent quotas. However, this kind of credit card not only has high application threshold, but also has poor service attitude of branches. Without 800 telephones, 400 pages are not open to individual users. You can call customer service at 95588 for detailed inquiry.
4. "China Construction Bank Credit Card": Suitable for friends who don't have joint-stock commercial banks locally. Compared with the other three state-owned banks, this credit card has a lower application threshold, and the minimum repayment supports overdraft withdrawal. Credit cards, on the other hand, are generally low in amount and slow in cash withdrawal, and will not automatically count the total consumption of all cards, so they need to be repaid separately. You can call customer service at 800-820-0588 for detailed inquiry.
5. "China Bank Credit Card": It is suitable for collecting Olympic cards. This credit card is the earliest credit card issuer in China, and overdraft can be counted as points. However, the cancellation of this credit card has to go to the business outlets, and Alipay is not supported. Great Wall International only uses 800 credit cards, and overdraft withdrawal does not support the minimum repayment amount. You can call customer service telephone numbers: 400-669-5566, 800-820-5288 (international card) and 95566 for detailed inquiry.
Select comments:
1, select the appropriate card issuer.
The first step in choosing a credit card is to choose a suitable credit card issuer. Some credit card issuers have many preferential activities, and it is easy to apply for credit cards and issue cards. And some credit card issuers are just the opposite.
2. It is more convenient to cancel the card.
It is better for the credit card issuing bank to have a credit card outlet in the city where the address of the habitual residence is located, so it is more convenient to apply for and apply for a credit card. Otherwise, it is easy to apply for a credit card, and it is more troublesome to cancel it.
Which of the three free cash withdrawal credit cards do you prefer?
People are floating in rivers and lakes, how can they not lack money? What about lack of money? Naturally, I use my credit card to withdraw cash in case of emergency. But there is a handling fee for withdrawing cash by credit card. Is there any way to crack it? This is naturally possible. You have to have a free cash withdrawal credit card in advance. Let's give you three models to see who you will treat differently.
I. Merchants Youth Card
The easiest credit card for China Merchants Bank is mainly for young people under 30, and it is also a youth card for China Merchants Bank to welcome young people.
Click on my application.
Introduction index: ★★★★★
Introduce the reason:
1, the first withdrawal every natural month is free;
2. The withdrawal amount is as high as 100% of the credit line, and you can withdraw as much money as you have.
3. Card Opening Ceremony: New customers will receive Samsonite backpack or Pentium electric shaver if they swipe their cards in full.
Second, the people's livelihood card
This is Minsheng Bank Youth Card and the most suitable credit card for cash withdrawal. It is also a necessary credit card for online shoppers, and online transactions can accumulate points.
Click on my application.
Introduction index: ★★★★★
Introduce the reason:
1, the annual fee is free in the first year, and the annual fee is free in the following year when five cards are consumed in that year.
2. Enjoy the privileges of Alipay and Tenpay fast payment trading points.
3. Cash withdrawal from the counters of Minsheng Bank and self-service equipment of Minsheng Bank is free.
Third, Huaxia Smart Credit Card.
The most suitable credit card for cash withdrawal can enjoy fee reduction in various cash withdrawal methods, and credit card points can be used for many purposes.
Click on my application.
Introduction index: ★★★★★★★
Introduce the reason:
1, no matter whether it is overdraft or overpayment, there is no need to pay the handling fee.
2. Credit card points can be exchanged for Alipay points, which can be paid directly in Taobao Mall and Alipay.
3. Cash transfer can be easily obtained by one phone call, and it can be transferred to other credit cards.
Summary: Although these credit card withdrawals are free, please don't forget that in addition to charging, credit card withdrawals will also calculate interest on a daily basis from the date of withdrawal. So you should use credit cards as little as possible to withdraw cash.
If you must withdraw cash, you must remember to pay off the interest together on the last repayment date, otherwise it will "discredit" your credit history if it is overdue.
I want to get a credit card that can withdraw cash. Which bank card is better?
You can apply for a credit card through business outlets: you can bring your ID card, a copy of your work unit certificate and a copy of your assets certificate to the service outlets of neighboring banks to apply; Online application: Log in to the bank's credit card official website, select your favorite card type, and follow the prompts. You can also consult the official customer service of the corresponding bank.
Reply time: 2022-0 1- 13. Please refer to the latest business changes announced by Ping An Bank in official website.
This is the end of the introduction about which credit card is good for cash withdrawal and which credit card is good for cash withdrawal. I wonder if you found the information you need from it?