Several problems about buying a house

1, the loan time is like this. The assessment takes two working days, the application takes one working day, the transfer takes ten working days, the property right mortgage takes five working days, and the land certificate takes three working days. Moreover, the water, electricity, gas, closed circuit and broadband transfer of real estate are generally required, so it may be slower to get the land certificate.

2. Housing loan? No more than retirement age, male 60? Female 55.

3. Like transfer, you have to pay more notarization fees.

4. After the house is optimistic about the price, it is recommended to find an intermediary to help you sign the contract and let others handle the formalities, so that both parties are more at ease. Moreover, many things will be forgotten when signing the contract, and there will be many controversial things in the future. Looking for an intermediary agent is only a few hundred RMB.

Process: (The last step is the bank loan to the seller-the transaction is over)

5. Whether the formalities are complete and whether it is the real estate itself needs to be verified with the real estate management bureau. As for the situation of the house, such as apartment structure, orientation, lighting, floor, transportation, school and so on. You must see it clearly. There are also how to pay the purchase price, when to pay it, whether it is reasonable, whether to allocate land, how much the state-owned land transfer fee is, and what is the difference between the evaluation price and the transaction price (this should also be counted in the down payment). The price reflected by the loan bank according to the report issued by the appraisal agency. Oh, don't forget)