Is it reasonable for the intermediary to charge the loan service fee?

Reasonable, the intermediary loan service fee is legal, and the service fee standard should be clearly marked and cannot exceed. Generally speaking, the parties directly apply for a loan from the bank, without charging a service fee, and the parties entrust an intermediary agency to apply for a loan from the bank. Intermediaries have the right to charge service agency fees, including insurance premiums and handling fees.

1. loan service fee: loan service fee refers to the fee charged when handling loan business, which is generally charged by banks, and the charging standard depends on local conditions. The loan service fee is generally charged by the bank, but it is also charged by a third party that helps the loan business. Loan service fees and charging standards depend on local conditions. You don't have to pay this fee to apply for a provident fund loan, but you only need to pay a guarantee fee (three thousandths of the loan amount, with a minimum of 300) and a house evaluation fee (three thousandths of the evaluation value, with a minimum of 300 and a maximum of 1500).

2. Intermediary fee: Intermediary fee is a kind of fee, which refers to the reasonable fee charged by institutions that provide intermediary services such as buying houses, renting houses and making friends for customers in the process of providing services. Agency fees are generally collected by third parties, which are generally one-off. Pay attention to asking for the invoice. There is no written provision for the collection of housing agency fees.

3. Expenses for going abroad: Generally, agency fees do not include third-party fees, and third-party fees refer to the fees to be paid to third parties. For example, the visa fee is paid to the embassy and the application fee is paid to the school. Financial proof and report card are all your personal materials. Intermediaries can't make these materials, but they have the obligation to help you prepare these materials, such as teaching you how to open report cards, how to prepare financial proof, guiding you when to take the English test and helping you write documents.

4. Purchase cost: The agency fee for ordinary houses is 2.5%-3% of the transaction price, which is generally borne by customers. Office buildings, villas, quadrangles and other high-rise residential buildings are shared equally by the owners and clients. You can also consult the price bureau in detail. After all, it is impossible for intermediary companies to collect fees at random.