Adding a name can't be the property of husband and wife. Because when buying a house before marriage, the ownership of the house belongs to the boyfriend's family. It doesn't matter how many names are on the real estate license. What matters is mainly who will pay for the house.
I don't think it's necessary. First of all, you are going with a person, and you want to live with him forever, not with the property rights of the house. Really moving in this direction. According to the interpretation of the new marriage law, adding a name is meaningless. Who pays for the divorce and housing distribution?
Secondly, if you insist on adding your name, it will cast a shadow over the relationship between husband and wife and kinship, think that your purpose is impure, and will deny you, leaving traces in the future, making the relationship more difficult to get along with.
I don't advocate that you take the initiative to add your name, but the other party should have the will to add it to show their loyalty and love to you, so it's no problem to add it.
If you are not optimistic about this relationship, insecure and have no confidence in yourself, no one will delay anyone while you are not married! Save a lot of trouble.
We are in the same situation, except that I have been in the house for eight years and my name still doesn't exist. I mentioned that I wanted to add it, but it was delayed for various reasons and I didn't add it at last. It really doesn't matter to me. I didn't go to his house for money. If I really break up one day, my more precious feelings will be gone. It really doesn't matter if you can take the money.
Of course, this is just my personal opinion.
From the perspective of security and stability, it doesn't make much sense to add or not, because if men care, there will be a tearing war.
It's just that he took the initiative to mention the name, and you will be very happy. You think he has you in his heart, and he is willing to give you a sense of security instead of taking your contribution for granted.
From a legal point of view, pre-marital property is inseparable after marriage. If there is direct evidence that you are involved in mortgage repayment, it seems that you can consider it. The legal level is too professional, you can try to understand it.
In fact, women just want to have us in their hearts, care about what they say, and are willing to spend their whole lives turning them into substantive actions. After all, how many women get married for divorce, especially when they have children. The same is true for men, and those who are responsible are still in the majority.
Since everyone can join hands, for the man, adding a name will not lose anything and give his wife a sense of security; For the woman, even if the name is added, if the other half really disputes this step of divorce, it is estimated that it will not give money happily!
It is not a problem to understand each other and understand each other's points. I hope the answer will help you.
1. If both parties repay the loan after marriage, they should ask to add a name, which is not too much;
If the man doesn't want to add his name, then you need a mortgage for his parents to pay back. Note: the money to repay the mortgage must not be given by the boyfriend/husband quietly;
3. It is good for you to buy a suite and pay the down payment before marriage.
4, master the husband's salary bonus, etc.
Regarding the issue of adding names to real estate, it is still a matter of personal choice. Everyone has his own opinion. Let's see how it is defined at the legal level.
Parents pay the down payment, and the young couple pay the mortgage together.
A parent paid a down payment, bought a wedding room in advance, and only wrote the name of the child. After the marriage, the young couple paid the mortgage together. In reality, this situation is also very common. In this case, relatively speaking, it is unfavorable to the party who has not written the name.
According to Article 3 of the Judicial Interpretation of the Marriage Law, one spouse signs a real estate sales contract before marriage, pays the down payment with personal property and borrows from the bank, and repays the loan with the joint property of the husband and wife after marriage. If the real estate is registered in the name of the down payment, the real estate shall be handled by both parties through agreement at the time of divorce.
If no agreement can be reached, in reality, the court will usually rule that:
1. The house belongs to the parties listed in the house ownership certificate, and the outstanding loan is their personal debt.
2. The other party can claim that the loan principal and interest paid after marriage can be the joint property of husband and wife, and demand equal share.
3. The other party may request to divide the value-added part of the house during the marriage. Due to the uncertainty of the housing market and other factors, this part is difficult to be guaranteed in actual operation.
The best way is that you two should have some savings in recent years and buy one yourself. Most people have quarreled about money, but in fact, money is a trivial matter in front of feelings. As long as you work together, you will buy a new house in a few years and add your name in time.
First of all, why add a name? Are you worried? Afraid that you will have nothing after breaking up.
It's totally useless to do so. Even if you add your name, you will go to court and have no ownership of the house at all. Why? Because this house was bought two years ago when you met. As for the mortgage, the court awarded him a little money at most. If in doubt, you can consult a professional lawyer.
Now that you have decided to be together, don't fight for this matter. You will still suffer. If you are comfortable with that man who is not a fool, will it be bad for you?
It's always a disadvantage not to add a name, right? That's good. Be sure to keep your salary in the future. His salary is low now, but it will continue to be low? Then what's the use of this man?
If you want to live a good life, you have to put something in your heart. ...
Judging from the situation, your boyfriend bought this house before marriage, and there is still a loan outstanding. It is reasonable for you to be named after marriage, because you have to repay the loan together after marriage. However, adding a name without adding a name is of little significance. As long as the husband and wife repay after marriage, the repayment part and the corresponding property appreciation part belong to the husband and wife. But if the boyfriend's family pays off the remaining loan before marriage, it is not appropriate for you to add a name. This is your boyfriend's personal property before marriage.
There is a mortgage during the loan period, and the mortgagee (bank) will generally not agree to add the name, which means it is impossible to add the name, whether it is added or not!