China has a long history. As a country based on agriculture for thousands of years, China people have been obsessed with land and property worship since ancient times. The deep-rooted concept of "making money last, keeping capital" still exerts a subtle influence on people's lives.
2. The soaring housing prices in the past 20 years show that if you don't buy a house as soon as possible, your money will depreciate seriously. Too many people have turned their money into a down payment and a down payment into a toilet in these 20 years. Saving money can't run away from house prices, which is one of the important reasons why most people have to buy a house.
3. The house is bound with various social resources such as education, marriage, class and medical care. Because of this, houses are no longer simple. For most ordinary people, there is great resistance to doing things without a house. The most direct example: how can children go to school without buying a house?
It is true that the questioner said that buying a house needs to pay our savings for most of our lives, while for young people, it is to pay the income for the rest of our lives, but everyone still insists on buying a house. In fact, this is influenced by our traditional ideas. Our traditional idea is that a house is the foundation of a home. How can we get married without a house?
For most unmarried young people, the first thing to get married is to buy a house. It is difficult to change the idea that everyone should consider whether the other party has a house. People who wander outside will go home every New Year, and this home, one is their parents' home, the other is their own home, and it is his home.
There is actually another reason for buying a house, that is, treating the house as an investment and a career. One of Lao Liang's classmates went to work in Shenzhen after graduation, when the house price was not high. He bought a house, and in less than a year, he found that the value-added money of the house he bought was enough for his half-life salary. So, he resolutely quit his job and started a trip to real estate speculation. Because he entered the house early, he made a lot of money by investing in it.
Don't think it's easy to invest in real estate just because you see the above example. In other articles, Lao Liang reminded you many times that 20 years have passed since the house was invested in gold. Now the big policy is to let the house return to the property of living, and don't have illusions about investing in the house, which will be self-defeating.
House has always been a part of China people's life pursuit. I remember when I was a child, the concept of commercial housing was not so common. There are many adobe houses in the village, and brick houses are the best. Grow up slowly, rich people have built big bungalows, and the house on the second floor will be envied by anyone who has built a good house. Your house is mine. With the development of society, fewer and fewer people build houses at home, and more and more people go to the county to buy houses.
A house has exhausted its life savings and has to bear a mortgage for decades! The most important thing is that people who are looking for someone now are asking to buy a house in the city. Many boys have to go to the county to buy a house in order to find a partner. The daughter-in-law doesn't want to live with her parents and wants to have her own private world.
As a fixed asset, a house is not only used for living, but also for appreciation. Many people buy several suites not for living, but for speculation. Sometimes, no matter how much work a person does, it is better to earn more by speculating on a house. Sometimes, if the house is in a good location, selling it may earn more than working for a lifetime.
Only by living in peace can we live and work in peace. The traditional thinking of China people is rather heavy. With a house, you will have a sense of belonging. In addition, the comparison psychology in rural areas is relatively heavy. Parents will say who buys a house and a car. Buying a house and a car is a symbol of wealth and face.
Renting a house is likely to move at any time. I know moving is too much trouble. I don't think there are many things at home, and I have to clean up pots and pans for a long time. It's not your own house, so you can't decorate it according to your own wishes. In short, you think there is no home without your own house.
The above is my humble opinion, I wish you a happy life!
Why buy a house? Besides, I have to spend most of my savings to buy a house. I will give you an unfair answer.
People often say that "food and clothing are lust". In today's society, if you don't worry about eating and drinking, you should consider the house, because the house is a "prostitute". Whether bought or rented, can't you buy it on the street without a house? Or a small forest? Ahem, let's get down to business. We won't discuss the details.
The house is not only a prostitute, but also an aphrodisiac. It is much easier to find a wife with a house. Without a house, no girl wants to sleep with you for no reason and give birth to your children.
When you think the house is too expensive, you can not buy it. Why buy it? Because without it, it is difficult to satisfy yourself mentally and physically. When something is elevated to the spiritual level, we can no longer simply treat it as a prostitute, but beautify it as a "home" meaning.
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Look at the animal world, ice-covered Antarctica. When penguins want to raise their next generation, male penguins put eggs on their feet, then squat down and sit on them to keep warm to hatch their chicks, while female penguins hunt for food to support their families. If male penguins can have a few small stones, it is much better to hatch on small stones than directly on the ice, and the survival rate of young penguins will be greatly improved. Then these small stones become the capital for male penguins to woo. Whoever has more small stones has a greater chance of success in courtship. Therefore, male penguins will fight for small stones, because small stones are "home".
We humans need a lot of "small stones".
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I said it too seriously before, but I finally said it seriously.
Mencius said, "Those who have a constant production have perseverance, while those who have an impermanent production have no perseverance." . After simplification, it is: "People have constant production and industry has constant industry." If there is no house (that is, fixed assets), it is difficult to have a stable life and future.
When I was young, I thought the house was too expensive and didn't want to spend most of my savings to buy a house, but if I buy a house, at least people will have a stable life in middle age; If you don't buy it, you will still be homeless for most of your life, and your old age will be even more bleak.
Recently, Yu's hot article "Timid middle-aged people can't reach a happy old age", you can search it.
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In the final analysis, it is worthwhile to spend most of your savings on buying a house, whether for marriage or for your future.
A man is a failure if he doesn't have a stable nest all his life.
Because the cognitive level of leek is very limited.
Struggling for most of my life is to have a home. It feels different to have a home instead of being displaced, haha.
I bought a home instead of a house.
Have a good school district and a good school environment for the next generation!