What are the fees for purchasing funds? What are the specific operating expenses of the fund?

In fund investment, many investors are most concerned about the cost of buying funds, and there are also many novice investors who have no brains to buy funds, which has nothing to do with the amount of fees. Today, I will talk to you in detail about the operating expenses that need to be charged for purchasing funds in general. 1. Transaction fee 1. Subscription fee refers to the fee paid when purchasing the initial fund. Generally, it is a step-by-step charge. The more the subscription amount, the lower the rate. 2. The subscription fee is the subscription fee charged by the platform when applying for the purchase of open-end funds. 3. Redemption fee refers to the fee paid by the holder when applying for selling the fund. Generally speaking, the longer he holds the fund, the lower the redemption fee. Note that the money fund does not charge redemption fees. It needs to be added here: the transaction costs of OTC funds become subscription fees and redemption fees, and OTC funds become commissions. Two. Fund operation fee 1, management fee. The purpose of the fund is to raise investors' money and give it to professional institutions (fund companies) and people (fund managers) to help us manage the money. It is very hard to spend the most valuable money, so it is normal to collect some hard money, which is hard money or management fee. 2. Custody fee. All the funds we raise are placed in the custodian to prevent fund companies from misappropriating them. Custody requires risks, and staff are responsible for docking fund companies, so we have to charge some hard fees. This hard fee is the custody fee. 3. Sales service fee, the hard fee charged by the sales platform. After all, as an agent sales platform, you still need to invest a lot, such as labor and maintenance. This fee is deducted directly from the net value of the fund. This is the C-class holding fee of money funds, bond funds, hybrid funds and stock funds, and not all funds will charge sales service fees. 4. Other operating expenses, including audit fees, attorney fees, annual listing fees, information disclosure fees, dividend handling fees, holders' meetings, account opening fees, bank transfer fees, etc. That is, the operating cost of the fund is generally not disclosed, because it does not happen frequently and accounts for a relatively small proportion. It seems that so much spending seems a bit of a loss. In fact, these expenses are not much. Transaction expenses are one-time expenses, which are paid in one lump sum when buying and selling, while operating expenses are continuous expenses, which are generated every day and accrued from the fund assets in a certain proportion every day. Therefore, I would like to remind you that the lower the operating cost, the better when choosing funds of the same type and similar performance.