What are the application conditions for CreditEase mortgage?

Affordable housing is a loan product launched by CreditEase Pratt & Whitney, which provides loans for homeowners. Affordable housing is a mortgage loan, and the age of the house can generally not exceed 30 years, and the property in some core areas can not exceed 35 years. Housing, housing reform housing, relocation housing, cost housing, affordable housing, villas, commercial and residential dual-use housing, etc. Can be mortgaged.

1 The age range of the borrower's application is 18 (inclusive) -65 (inclusive);

2 Chinese mainland working-class or business people (excluding Hong Kong, Macao and Taiwan, foreigners);

3 can provide approved affordable housing property rights.

Loan amount: The loan amount of a suitable mortgage loan is determined according to the borrower's house, which can reach up to 70% of the appraised value of the house. Loan interest rate: in terms of loan interest rate, the loan interest rate is not very high because the affordable housing is a mortgage loan.

The loan period of affordable housing is relatively long, and the loan period is generally above 1 year. If the repayment method is short-term interest first and then principal, then the product can be extended after it expires. The procedure is simple, and it can be extended twice at most, and each extension time is 3 months.