To handle the loan, the lender needs to bear the following expenses:
1, handling fee. At present, some banks will attract customers' attention by lending interest-free, but in fact they charge interest by charging fees. The amount of interest expense depends on the bank selected by the lender or the personal loan conditions of the lender. Different banks charge different loan fees. If the lender has good conditions, the loan interest charged is relatively low. 3. liquidated damages. When an individual signs a loan contract with a bank, if he fails to repay the loan on time as agreed in the contract, the bank has the right to collect liquidated damages by signing the amount agreed in the contract.
Legal basis: Article 961 of the Civil Law of People's Republic of China (PRC), an intermediary contract is a contract in which the intermediary reports the opportunity of concluding a contract to the client or provides media services for concluding a contract, and the client pays remuneration.