How to check whether the property is mortgaged?
1, title certificate * * * title certificate is a document issued by local departments of the state according to laws and regulations and their own functions and powers to prove the ownership of housing rights. According to the law, only the parties themselves or others entrusted (notarized power of attorney is required) can inquire about the real estate license in their own names, and no one else can inquire about it except as provided by law.
2. The certificate of other rights of real estate refers to the mortgage of other units or individuals except the property owner and the owner of * * * *, and the certificate of other rights is held by the owner of other rights. According to the law, only the parties themselves or others (with notarized power of attorney) can make inquiries.
3. The obligee can bring his identity certificate (notarized power of attorney is required for entrusted inquiry) to the real estate archives section of the housing management department for inquiry. Due to the exchange of old and new house ownership certificates, some old house ownership certificates can only be found by querying the original registration files. Or go to the real estate department's real estate acceptance section or the trading hall to inquire.
4. Public security departments, courts, procuratorates and other judicial departments can carry judicial documents to the above places at any time to inquire, seal up and consult the property information files and files of the parties involved because of the need of judicial handling.
Do I have to pay for property information?
The information of the real estate license includes a lot: the owner's name, the title certificate number, the date of registration and approval, the building area, the design purpose of the house, the source of rights, whether the house is mortgaged, whether it is sealed up, etc. Generally, the charge is 20- 100 yuan, and the citizens make a choice after weighing the pros and cons, and the housing management department is not mandatory.
The above is how to check whether the property is mortgaged. Before buying a house, you need to check all the contents of the real estate information and the mortgage situation. The specific query method can be found above. Although it is troublesome, it is also for the sake of your own property safety, and the inquiry fee is not very expensive, and it is also to avoid this situation and more things.