How to inquire about personal loan details through official website of China Postal Savings Bank?

1. How to inquire about personal loan details through China Postal Savings Bank official website?

1, Baidu search China Postal Savings Bank, find official website and click to open the website.

2. After entering the website official website, click the personal online banking login button.

3. Enter personal identity information in the login interface and click Login.

4. After entering the backstage of the website, click the personal loan button at the top.

5. Click the "My Loan Details" button in the left navigation bar.

6. You can see my related loan list on the main page, and click on a loan to view the details.

7. After the page jumps, you can see the loan details.

2. How to query loan information through mobile banking of China Postal Savings Bank?

Query the existing loans of all channels through the "Loan Information Query" function.

1 User logs in to mobile banking and clicks "Personal Loan";

2 Click "Loan Information Inquiry"-"Existing Loan Inquiry";

3 In the existing loan, the details of the "IOU number" of the loan should be inquired;

Click "repayment schedule" to inquire about the repayment schedule of this loan in the last six months.

Third, how does the postal app view the repayment information?

How does the postal APP view the repayment information? First, enter the mobile banking app of the Postal Savings Bank and find the loan function on the home page.

Click on the loan to enter the loan interface and find my loan.

Click My Loan to pop up the login interface of mobile banking.

Enter the password of mobile banking as required to check my loan.

Click the loan interface to enter the loan details page, through which you can learn more about the loan contract number, loan amount, loan term, repayment method, loan balance and other information.

Details of repayment can be inquired through the following repayment schedule and repayment details.

4. How does the Postal Savings Bank inquire about its loan information?

The telephone bank of 1 can dial 95580→ self-service press 3→ personal business press 1→ loan inquiry press 4, which can be used for single loan information inquiry, loan details inquiry and loan contract number inquiry. Self-registered customers can also use it; 2 Personal online banking can select "Personal Loan-My Loan-My Loan Details" to inquire about loan issuance details, repayment progress and repayment details, and can initiate loan prepayment; (It is suggested to avoid17: 00-24: 00 to inquire about the repayment schedule through personal online banking) 3 Log in to the mobile banking of Postal Savings Bank and select "Loan-My Loan" to inquire about the loan details under your name. Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit. Bank loans generally need to provide guarantees, house mortgages, income certificates and good personal credit information before they can apply. In different countries and different development periods of a country, the types of loans classified according to various standards are also different. Basic definition of bank loan Bank loan refers to an economic behavior that an individual or enterprise lends funds to an individual or enterprise in need of funds at a certain interest rate according to the policies of the country where the bank is located, and returns them within the agreed time limit. Lending skills 1. Reasons for borrowing: In the process of applying for a loan, the lender should be frank and clear, and write down the purpose of the loan and the advantages of personal repayment in detail. Such as a good personal credit record. 2. Loan amount: The loan amount applied by the lender in the bank should not be too high, because the larger the amount, the higher the possibility of failure. However, this is not what lenders want. Of course, they don't want their loan funds to see the movement of lending within half a month. If the loan amount applied by the lender is large, I suggest you reduce the loan amount appropriately, so the hope of passing the bank audit will be greatly increased. 3. Loan Description: Fill in the application materials, loan purpose, personal credit record, income source, repayment ability and family income in detail. Make sure that your loan can be repaid on time no matter when, where or how. 4. Loan repayment: After a successful loan application, the borrower must repay the loan within the specified time. Don't take chances and delay the repayment time, thus causing a bad personal credit record. In addition, the relevant departments will try their best to recover the loans in arrears. According to different classification standards, there are many types of bank loans. For example, 1 can be divided into short-term loans, medium-term loans and long-term loans according to different repayment periods; 2. According to different repayment methods, it can be divided into demand loans, term loans and overdrafts; 3. According to the different purposes or objects of the loan, it can be divided into industrial and commercial loans, agricultural loans, consumer loans and securities broker loans. ; 4. According to the different loan guarantee conditions, it can be divided into bill discount loan, bill mortgage loan, commodity mortgage loan and credit loan. 5. According to the loan scale, it can be divided into wholesale loans and retail loans; 6. According to the different ways of interest rate agreement, it can be divided into fixed interest rate loans and floating interest rate loans, and so on.