Didn't Linyi guarantee reimbursement within 20 thousand?

No reimbursement. The threshold of inclusive medical insurance Linyi insurance is 20,000 yuan, which means that if the insured has incurred expenses within the scope of Linyi insurance, only the part exceeding 20,000 yuan can be reimbursed. In other words, the expenses below 20,000 yuan need to be borne by the insured.

Linyi insurance can guarantee the hospitalization expenses and outpatient specific high-priced drugs in medical insurance. There are deductibles of 20,000 yuan for hospitalization expenses and outpatient specific high-priced drugs respectively. Insurance companies can reimburse up to 6.5438 million yuan, and people without previous diseases can reimburse 80% of the expenses; For people with past diseases, 30% of the expenses can be reimbursed.