Audit requirements:
1. Age requirement: 18-55 years old. Special note: refuse to provide consumer installment loans to college students. If you are a college student, please give up the application.
2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note: This application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
The financing difficulty of small and medium-sized enterprises is a well-known problem, especially in the case of tight bank credit. In this environment, some lawless elements, under the banner of "online loan", take advantage of the psychological characteristics of small and medium-sized business owners who are eager for money, relax their vigilance and even hunger and thirst, falsely claim that "there is no need for mortgage or guarantee", carefully arrange and introduce them into the urn, causing huge losses to small and medium-sized enterprises.
Liars always have something in common:
1. Establish a website under the banner of a professional company.
Such websites often have names such as "loan company" and "investment consulting company", and sometimes the words "there are institutions all over the country" appear on the website to package themselves and further defraud the trust of small and medium-sized business owners. However, if you carefully observe these websites, you will find that they usually don't leave a fixed phone number and address, only mobile phones or QQ. Even if they left the address, they couldn't check it carefully.
2. "No guarantee, no guarantee" and "same day loan"
In many online loan scams, attractive slogans such as "no guarantee, no guarantee" and "lending on the same day" often appear. These slogans are very accurate and hit the key of most business owners and individuals who are in urgent need of funds. Generally speaking, the reason why the project party is rejected when seeking formal loan channels is usually the lack of good mortgage assets or guarantees. In this scam, once the small and medium-sized business owners are hooked, they are required to "because there is no guarantee or mortgage", so they must pay a certain fee and deposit before lending, and some even require to pay interest for a certain period in advance.
3. Pretend to be a formal institution
Some fraudulent companies highly imitate the websites of well-known lending institutions, which is very deceptive. The pages of these fake websites are usually similar to those of regular lending institutions, and the domain names differ from those of regular lending institutions by only one or two words, so most project parties need to be more careful when inquiring.