Platinum card: Platinum card is a credit card issued by card issuers to distinguish it from gold card customers, which provides higher-end services and rights than gold card. Usually, banks will invite qualified customers to apply for platinum cards, and platinum card customers can enjoy platinum customer service hotline service and distinguished value-added services. Generally speaking, the application standard of bank platinum credit card is mostly financial proof with annual salary of more than 6,543,800 yuan or more than 500,000 yuan.
Gold card: the application standard of gold card is much higher than that of ordinary card. In addition to the basic requirements such as stable job, stable income and good credit information, banks also have certain requirements for the income level of applicants. It is difficult to apply for a gold card for a credit card with a monthly income of 3,000 to 4,000 yuan. Only by going to the bank to submit a certificate of fixed assets can you apply for a gold card.
Extended data:
Credit card type:
1. According to different card issuers, it can be divided into bank cards and non-bank cards. Bank card. This is a credit card issued by the bank. Cardholders can shop and spend money at the special merchants of the issuing bank, or they can withdraw cash at any time at the outlets of the issuing bank or at places with ATMs.
2. Non-bank card. This kind of card can be divided into retail credit card and travel entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are specially used for shopping in designated stores or filling gas stations. , and settle accounts regularly. Travel and entertainment card is a credit card issued by airlines, travel companies and other service industries, which is used for ticket purchase, dining, accommodation, entertainment and so on.
Baidu encyclopedia-credit card