How can I borrow money to buy a house?

First of all, whether doing mortgage or consumer loans, there must be a fixed source of income. Secondly, it depends on your debt. If you borrow this money, can your income be in direct proportion to your debt? At present, the down payment for buying a house in Shanghai is 30%. According to what you said, the down payment should not be enough at present. If you can't afford the down payment, you can't get a loan.

The simple and popular understanding of loan is to borrow money with interest.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them.

Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans.

It can meet the needs of social expansion and reproduction for supplementary funds and promote economic development. At the same time, banks can also obtain loan interest income from it and increase their own accumulation.