What can Dongguan Citizen Insurance 69 yuan cover in one year?
1, basic medical expenses within the scope of medical insurance.
During the insurance period, the insured must be hospitalized according to specific outpatient diseases (including basic medical specific outpatient diseases and supplementary medical specific outpatient diseases) after being diagnosed by the hospital. The medical expenses incurred by the insured that meet the coverage of Dongguan basic medical insurance shall be reimbursed by social basic medical insurance, medical insurance for major diseases, supplementary medical insurance and medical assistance. 80% of the part exceeding 20,000 yuan shall be paid by the organizer, and the maximum payment shall not exceed 6,543,800 yuan+0.5 million yuan.
2, it is the guarantee of specific high drug costs.
During the insurance period, the insured person will be prescribed by a designated specialist, and 80% of the expenses of 20 kinds of drugs purchased in the hospital or designated pharmacy that meet the requirements of the Catalogue of Some High-priced Drugs of People's Insurance Company of Dongguan will be paid by the undertaking institution, with the maximum payment not exceeding RMB 6,543,800+0.5 million, and no deductible.
How about one year's Dongguan citizen insurance in 69 yuan?
1, the insurance cost is low.
As mentioned earlier, this is commercial insurance to benefit the people. Its main purpose is to protect people and break through the restrictions of traditional services on the elderly. So the price is very low. 69 yuan only needs one year, and the maximum compensation is 3 million. In addition, young and old have the same price, and there is no difference in premiums.
2. High assurance
The maximum amount of Dongguan citizen insurance is about 3 million yuan per year. The main purpose is to solve the high cost of treatment and prevent everyone from seeing a doctor. In addition, the insurance has added 20 kinds of specific drugs such as liver cancer, lung cancer and breast cancer to the list of specific high-priced drugs paid by Dongguan citizens insurance to protect the interests of consumers.
3. No physical examination is required
Friends who have bought commercial insurance know that if there are diseases or symptoms such as high blood pressure during physical examination, they are not allowed to take out insurance. However, this insurance has no health notice, and of course there are no restrictions on age and other conditions. In addition to the insurance liability caused by the insured's serious illness and its complications in the past, the insurance liability caused by other diseases or accidents is within the scope of Dongguan citizen insurance. You can buy with confidence.
So that's what 69 yuan can cover in one year. I hope the above content can help you.