How to check whether the policy number is valid? Information checking is very important to avoid the infringement of fake insurance policies.

Insurance fraud emerges one after another. How to check whether the policy number is valid? The insured urgently needs to know the answer. In order to prevent fraud, beware of empty and fake policies, and it is the key to query the policy number in time. And how to check whether the policy number is valid? Information checking is very important. Mr. Li, who lives in Huangpu, Guangzhou, bought a second-hand Honda earlier this year. At that time, he met an agent who claimed to be an insurance company in the motor vehicle trading market and could help him get auto insurance at a relatively low price. In order to be convenient and cheap, Mr. Li immediately paid his friend a premium of more than 2500 yuan. Later, the agent told Mr. Ali the insurance policy number, which was considered to be the insurance for this car. On May 1 this year, when Mr. Li was driving out to play with his family, he accidentally had a slight collision and some dents were knocked out on one side of the car body. When Mr. Li found the insurance company to claim for compensation, he was told that the policy he held was fake and the policy number did not exist at all, so the insurance company could not claim for him. When Mr. Li called the agent again, the mobile phone could not be connected. At this point, Mr. Li regretted it, and the question of "how to check whether the policy number is valid" began to emerge in Mr. Li's mind. Use Ping An One-Account Life Insurance Electronic Service to easily query life insurance policy information! Register now >> It is understood that in recent years, criminal cases of insurance fraud have emerged one after another, and there are not a few such cases. The "three fakes" represented by "fake insurance policies, fake institutions and fake claims cases" seriously endanger the interests of policyholders. So, in order to avoid being infringed by a fake policy, how to check whether the policy number is valid? The insured urgently needs to know the answer. How to check whether the policy number is valid? You should pay attention to the following two aspects: First, you should identify it by the policy after you get it: the policy number and invoice number of the fake policy are typed by the later machine, not printed at the same time as the policy, and the insurance period and effective time are too general; The effective time of insurance on the real policy should be accurate to the beginning and end of the year, while the fake policy is only at the beginning of the year; The service telephone number and website of the insurance company should be conspicuously printed on the back of the real policy for easy inquiry and verification, while the fake policy may not have these details. 2. Check whether the policy number is valid by consulting the insurance company's service hotline or logging on the insurance company's website. It's best to go to the business hall of the insurance company to confirm that your policy number corresponds to your personal information, and check the details of the insured, beneficiary, insurance and so on one by one while ensuring the validity of the policy number. Because some insurance salesmen have the numbers of some valid policies, the numbers on the fake policies they provide to the insured are often the numbers of these valid policies, which means that the insured only gets a fake policy with a valid number, and the beneficiary and the insured corresponding to this number are other people. When the insured inquires, because the number has been entered into the computer, the answer is "the policy has come into effect". Only when claims are settled, the insured will find that neither the insured nor the beneficiary is himself. While introducing how to check whether the insurance number is valid, consumers are advised not to buy insurance from individuals. If it is purchased in the hands of an individual, the identity of the salesman (qualification certificate, agency certificate, ID card) should be authenticated to prevent criminals from taking advantage of it. In addition, insurance is not only about paying money, but more importantly, it is to read the insurance terms clearly, check the policy number in time, keep up with the progress of insurance claims, and better protect your rights and interests. Buy insurance and worry about the authenticity of the policy and the loss of benefits? In order to prevent fraud, beware of empty and fake policies, and it is the key to query the policy number in time. And how to check whether the policy number is valid? Information checking is very important. Besides. In order to protect their rights and interests, you should also conduct regular "physical examinations" on the policy and change your personal information in time.