A hard-to-find owner-occupied house
On July 23rd, the Han Jing Oriental Mingyuan self-occupied commercial housing project in Shijingshan District was publicly shaken. In the project, 299 19 households were finally confirmed, and 28,344 households passed the house purchase qualification examination, including 2 1959 households with priority and 6,385 households with non-priority, and * * launched 744 sets of houses, which means there are about 744 sets.
This is just one of the epitome of competing for self-housing projects. On July 25th, Evergrande Jiangwan ushered in the peak of self-occupied housing signing, and nearly 200 groups of customers signed contracts on the spot that day. It is reported that the project * * * provides housing 1250 sets, and nearly half of the total has been signed.
The market entry project is hot, and the new appearance project is also hot. On the 25th, the flower season reception center of Guanganmenwai Street (Baiguoyao self-occupied house) was officially opened to the public for the first time. Although the price of self-occupied housing in the flower season is 29,000 yuan/square meter, which is known as the most expensive self-occupied housing in Beijing, the reception center in the flower season received nearly 400 buyers on the morning of July 25, and nearly 1,000 people visited at the weekend.
Since 20 13, self-occupied housing has become one of the important ways to solve the housing problem of just-needed buyers and plays an important role in Beijing property market. According to the normal pace of development, the industry expects that there will be 10 projects in Beijing in the second half of the year. It is reported that this 10 project will cover many districts and counties such as Fengtai, Daxing, Haidian, Chaoyang, Mentougou, Tongzhou and Shijingshan.
cause
Policy support and price advantage
Behind the real estate boom, policies undoubtedly played an important role. This new type of commercial housing, which is different from both affordable housing and ordinary commercial housing, is aimed at the "just-needed" people who have no housing in Beijing. Most importantly, its market price is strictly limited, at least 30% lower than the average price of surrounding houses. From administrative regulation to increasing supply, the emergence of "self-occupied commercial housing" indicates that real estate regulation has begun to have new ideas. Many people in the industry interpret the "Beijing Seven Articles" as a concrete attempt of a long-term mechanism for real estate regulation.
For the current hot self-occupied housing market, the price difference between self-occupied housing and surrounding projects has become an important reason. According to the regulations, the price of self-occupied commercial housing should be about 30% lower than that of the surrounding commercial housing projects with the same quality. "Especially since this year, with the high land price and the rebound of housing prices, the price difference between self-occupied housing and commercial housing prices around the same region has been expanding, further stimulating the enthusiasm of buyers to buy self-occupied housing."
Yan Yuejin also believes that the proportion of self-occupied housing supply and transaction in Beijing is rising, and the impact on Beijing's residential distribution market is also increasing. At present, the supply of self-occupied housing is planned, and many housing enterprises have changed from property hoarding in the past to actively taking land, reflecting the changes in the land supply structure in Beijing. In this process, the development strategy will be gradually adjusted to balance profit and loss problem with independent commodity housing and ordinary commodity housing.
Self-housing application conditions
Can I buy my own house?
First, the purchase qualification
Families who meet the purchase qualification of this city according to the purchase restriction policy can buy self-occupied commercial housing. Eligible families can only buy a set of self-occupied commercial housing. No longer subject to the territorial restrictions of districts and counties, you can buy a house across regions.
Second, the priority purchase conditions
Families that meet the following conditions can give priority to purchase:
(1) Families (including couples and minor children) with household registration in this city, among which singles must be at least 25 years old.
(two) affordable housing, price-limited commercial housing waiting for families.
Three. Xing Tao area and price standard
The construction area of self-occupied commercial housing in Xing Tao is mainly below 90 square meters, and the largest construction area in Xing Tao is not more than 140 square meters; In principle, the average selling price is determined at a level about 30% lower than that of commercial housing with the same quality in the same lot.
Four. Sales and registration
(a) real estate development enterprises in the application for self-occupied commercial housing pre-sale permit or existing home sales filing procedures, it should be in the website of the Municipal Housing and Urban-Rural Development Committee and the sales site publicity housing units, huxing, price and other information. The publicity period shall not be less than 15 days. Families buying houses should apply to real estate development enterprises for buying houses during the publicity period. The qualification examination of families applying for the purchase of houses shall be carried out in accordance with the relevant provisions of this Municipality on the purchase restriction of houses.
(2) After obtaining the pre-sale permit of commercial housing or filing the sale of existing houses, the self-occupied commercial housing project shall be organized by the real estate development enterprise to sell to the applicants who meet the qualification for purchasing houses. The order of house selection is determined by public lottery organized by real estate development enterprises. The lottery should be notarized throughout the process, and accept the supervision of the district and county construction and housing management departments.
(3) When registering the ownership of self-occupied commercial housing, the registration department shall register the nature of the housing as "self-occupied commercial housing".
Can you sell your house?
If the purchaser of self-occupied commercial housing has obtained the house ownership certificate, it shall not be transferred within 5 years in principle. If the purchaser transfers the house ownership certificate five years later, if there is any appreciation, the land income and other prices shall be paid according to 30% of the price difference between the commercial housing in the same lot and the self-occupied commercial housing at the time of purchase. After the purchaser transfers the self-occupied commercial house, he may not buy the self-occupied commercial house again.
How to buy your own house?
Required materials: (1) Original and photocopy of ID card, marriage certificate and household registration certificate of the applicant and family members, as well as family purchase application form and commitment letter for purchasing self-occupied commercial housing; (2) The active servicemen of the troops stationed in Beijing and the families of the active armed police should also provide the original and photocopy of the military (police) identity documents (military officer's card and police officer's card); (3) A family holding a valid Beijing work residence permit shall also submit the original and a copy of the Beijing work residence permit; (4) Families waiting for affordable housing and price-limited commercial housing should also submit the original and a copy of the Notice of Beijing Urban Residents for Filing Affordable Housing/Price-limited Commercial Housing.
If it is a collective account, a copy of the first page of the collective account should be provided and stamped with the official seal, and the original and copy of my page should be provided. The marital status in the household registration book provided by the purchaser and his spouse (if married) should be consistent with the marriage certificate submitted.
I am present: you must be present in person when buying a house. If you can't be present for special reasons, you can entrust others to choose a house on your behalf. In addition to the materials mentioned in Article 4 above, the trustee shall also bring the original power of attorney notarized by the notary office and the original and photocopy of the trustee's ID card.
Two people in a family: only two family members in each family can enter the house selection site to choose a house. The time limit for each house selection is no more than 2 minutes. If the house selection is not completed within the specified time, the subsequent buyers can choose the house at the same time. Once the selected house is signed and confirmed, it shall not be replaced.
Don't be late: Families who choose houses should arrive at the candidate houses in advance according to the start time of house selection notified in the "Customer Arrival Schedule of Capital Du Yue Stock Exchange". When choosing a house, the staff will call the name of the person who chooses the house in the order of drawing lots. If the person who chooses a house is not present or does not respond, it will be regarded as late, and the staff will ask the next person who chooses a house to choose a house in order. If the person who chooses a house late arrives before the deadline for choosing a house, the order of choosing a house will be transferred to the end of the family group who is choosing a house when he arrives; Those who are not present before the deadline for this house selection are deemed to have given up the qualification for this house selection.
Payment of down payment: after the house selection is completed, the purchaser pays down payment of 100000 (one hundred thousand yuan only) and signs the subscription book. Only 1 bank savings card marked "UnionPay" can be swiped at the house selection site (credit card is not allowed). In order to ensure the smooth payment, it is recommended to deposit at least 2 days in advance and deposit more 10 yuan. Cash and passbook are not accepted on site, and the deposit is included in the purchase price. If the purchaser fails to pay the full deposit within the specified time, it will be deemed as giving up the qualification for this house selection.
Signing: After completing all the procedures of house selection, the house-selecting family should sign a pre-sale contract for commercial housing in Beijing with the company, and pay the purchase price within the time stipulated in the subscription book. If the family fails to sign the pre-sale contract and pay the house purchase price within the agreed time, it will be deemed as giving up the qualification for this house selection.
(The above answers were published on 20 15-07-3 1. Please refer to the actual situation for the current purchase policy. )
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