What is the approval of Shangcheng consumer finance loan in the credit report?

According to the credit report, loan approval means that after a user applies for a loan, the lending institution inquires about the user's credit, and a query record of loan approval will be left in the credit. There should not be too many loan approval records, which will lead to the waste of users' credit information. After the credit information is spent, it is difficult for the subsequent credit information application business to pass the audit. Therefore, when handling credit business, users must pay attention to the interval time, and do not handle credit business frequently in a short period of time, so that credit information can be restored within a certain period of time.