Pay off the loan with the buyer's down payment first.
If the buyer pays enough down payment, it can be used to settle the loan, mortgage the property, and then go through the transfer formalities. However, this kind of buyer needs to bear certain risks, so many buyers are usually reluctant to adopt this method.
Second, find a bank to apply for a mortgage loan.
This method is suitable for cases where there are many remaining loans, or the down payment of buyers is not enough to pay off the loans.
In order to help owners sell their houses quickly, SouFun Finance has specially launched a foreclosure loan service. Through this service, the owner can easily repay the loan and sell the house quickly.
Case: 20 15 12. Mr. Wang was optimistic about a new house and paid part of the deposit to the developer. However, due to Mr. Wang's lack of funds, he needs to sell other properties under his name to pay for the house. Mr. Wang successfully released the housing and found a buyer through the second-hand housing website of SouFun. In the process of signing the second-hand house sales contract, Liu Xuan, the credit manager who serves Mr. Wang, learned that the property sold by Mr. Wang has a bank loan of 6,543,800+0.5 million.
In order to enable Mr. Wang to sell his house quickly, Liu Xuan suggested that Mr. Wang use the "foreclosure loan" service of SouFun Finance to pay off the loan for selling his house, so as to successfully sell his house. With our service, Mr. Wang learned about the process, cost and time node of foreclosure. Quickly communicate with the loan bank, and finally successfully handle the foreclosure business and successfully sell the house.
Compared with traditional products, SouFun financial foreclosure loan has its unique advantages: high loan amount, fast lending speed and low loan interest rate.
At present, SouFun's mortgage loan service covers several cities, including seven cities including Beijing, Shanghai, Shenzhen, Tianjin, Suzhou and Nanjing. The monthly comprehensive rate only needs to start from 1.5%. The comprehensive monthly rates of Chengdu, Chongqing and Wuhan are only 1.8%, while those of Shijiazhuang, Changsha and Zhengzhou are only 2%.
Materials required for the use of foreclosed mortgage products: (only for the first trial, and supplementary materials in the review stage shall be subject to the financial risk control requirements);
1. Seller's ID card, household registration book and marriage certificate.
2. Property ownership certificate of the property for sale
3. Seller's credit report
4. Original loan contract of the seller's loan bank
5. Online signing of this transaction
SouFun Finance has not only foreclosure services, but also financial products with characteristics and advantages in down payment, final payment and decoration. Under the Internet real estate finance mode, SouFun's various real estate financial products can help owners solve all their troubles in one stop.
(The above answers were published on 20 16-03-09. Please refer to the actual situation for the current purchase policy. )
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