The anti-fraud risk management introduced by Ping An Bank's credit card has been well received, so consumers are very willing to apply for Ping An Bank's credit card, and Ping An Bank has also opened different types of cards for different consumers.
Ping 'an Criterion Puka
Annual fee: 100 yuan, and the next year is free if it is brushed for 6 times. The annual fee of 100 yuan is very low, and there is an annual fee-free policy, which costs almost nothing.
Line: 1 0,000-50,000. Normal units with formal jobs are all 10 thousand. Of course, there are other factors to consider. The quota in Puka is very high.
Rights and interests:
1. Travel safety: The first gift is comprehensive traffic accident insurance.
Aircraft accident insurance is 300,000 yuan; Traffic accident insurance 65438+ ten thousand yuan; Cars (including buses) accidentally injured 50,000 yuan; The insured amount of traffic accident medical insurance is 0.5 million yuan; Hospitalization allowance for traffic accidents is 30 yuan/day, and the maximum compensation is 180 days; Advance hospitalization expenses for traffic accidents.
2. Cost security: swiping a card requires multiple protections.
Credit card secret protection and SMS tips help you keep track of account changes in real time, and credit card consumption is safer.
3. Maximum card loss protection 72 hours before loss reporting
If the loss of credit card consumption occurs within 72 hours before the loss is reported, you can get a high double guarantee, avoiding your worry about reporting the loss of your card.
Double insurance: credit card spending (just signature confirmation) protects credit card from being robbed and withdrawn (protected by transaction password), and you can feel at ease when you lose your card.
High limit: the maximum amount of protection can be fixed, up to 50 thousand yuan.
Flat car stationed in gold card
Annual fee: 200 yuan, 30,000 yuan in the first year, free in the second year. 200 yuan's annual fee is low in the gold card!
Line: 10000-50000. The amount in the gold card is very good.
Rights and interests:
1, accident insurance:165438+100000 people accident insurance, road rescue 365 days a year, 72 hours before card loss. And the consumption points can be fully exchanged for Ping An auto insurance premiums!
2. 28% discount for new customers to refuel: when new customers download the "Ping An Good Car Owner APP", they can enjoy a 28% discount for recharging/swiping their cards at designated gas stations within two months from the current month, and the maximum monthly 200 yuan can be used to deduct the refueling expenses at designated gas stations next month.
3. 28% discount for regular customers to refuel: If the card is swiped for more than 2,000 yuan in the current month, the designated gas station can enjoy a 28% discount for the refueling fee in the current month, and the highest 80 yuan refueling fee will be offset.
Ping An Elite Platinum Card:
Annual fee: 600 yuan, it can't be reduced, but it can be earned back with equity.
Amount: The amount of platinum card can be very high, but I think many card friends reflect it between 20,000 and 60,000. In fact, the first trial is ok, and I will mention it slowly in the future!
Rights and interests:
1, Miles points: Ping An credit card and savings card have points, and they are unified. They are all called mileage points, which can be exchanged for various prizes, physical examination, transportation, telephone bills, refueling and so on. , which is basically equivalent to 500 cents a dollar.
2. Elite White Senior Rights and Interests: Elite Platinum UnionPay doubled its single currency at home and abroad, and doubled its cash back at home and abroad.
3, fast payment has points: fast payment double points Tips: If you enter Taobao through Miles and then settle through fast payment, there are multiple points. As for how many times, it depends on the specific situation.
4. Airport shuttle bus: You can enjoy a domestic airport shuttle bus service exchanged by 66 yuan on the 5th of the following month/KLOC, with a maximum of 6 times in each card-holding year.
5. Premium health benefits: Ping An Bank has good health benefits and provides professional dental cleaning services. Tooth cleaning or something, just pay 500 yuan a year.
Cai Xiao reminded that banks have set up different types of cards according to different consumer needs, and consumers should also carefully choose and apply for credit cards according to their own needs, instead of blindly handling cards. Need to consult the details of the credit card, read the terms that need to be signed carefully, and avoid unnecessary troubles caused by ignoring the information of the credit card.
How to use Ping An Bank credit card?
Ping An Bank's credit card use includes credit card swiping, cash withdrawal and online payment.
1. Ping An credit card swiping skills, swiping cards more than 3 times a month, spending 30% of the credit limit, and not using the POS machine of bad merchants to cash out the credit card limit;
2. Ping An Bank's credit card can be withdrawn from any ATM with UnionPay logo in China.
Ping An Bank Credit Card is the first credit business launched after Shenzhen Commercial Bank merged with Ping An Bank and changed its name to Shenzhen Ping An Bank. In addition to the basic functions of credit card, such as credit consumption and cash advance, it also has many unique functions to provide cardholders with all-round security protection covering "safe consumption, safe home and safe travel". Ping An Bank Credit Card Center was established in 2000 and settled in Shenzhen Qianhai, 20 15. Upgrade to a credit card franchise with second-class legal personality and relatively independent operation. By the end of 20 18, 1 1, the number of cards in circulation exceeded 50 million. Ping An Bank is one of the main business departments of China Ping An Group and an important part of the comprehensive financial service platform of China Ping An Group. As a trans-regional joint-stock commercial bank, Ping An Bank has a registered capital of 546 1 billion yuan and total assets of over10.3 billion yuan. Its head office is located in Shenzhen and its business outlets are located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.
Ping An Credit Card Function Guarantee:
1. Fully guarantee the loss of consumption 72 hours before reporting the loss. If your credit card is lost or stolen, you can apply for compensation from our bank as long as the consumption loss of the stolen card occurs within 72 hours before the loss is reported, regardless of whether confidential transactions are set up.
2. Full guarantee of cash loss in advance when the credit card is robbed-if the cardholder is hijacked by gangsters, and his life and health are seriously threatened by gangsters, he is forced to disclose the credit card password under the cardholder's name to the gangsters, resulting in the loss caused by the early lending of the credit card by gangsters through ATMs or bank counters, the cardholder can apply to the bank for compensation.
3. You can choose the transaction password. When you activate this card, the consumption mode we set for you is "signature only". If "with password signature" is selected, please call the 24-hour customer service hotline to apply for settings. After setting the transaction password, you can also modify the password through our ATM, CDM deposit machine, 24-hour customer service hotline or visit our credit card website.
4. Family safety. All credit card holders of Ping An Bank can enjoy the protection of family property theft and emergency rescue. As long as you activate the card and successfully swipe it once (unlimited amount), you can get free insurance for family property theft and malicious damage to door and window locks. Gold card holders can also get emergency rescue for the theft of cash and gold and silver jewelry to protect your home safety.
5. Worry-free travel guarantee. As long as you use your Ping An Bank credit card gold card to pay 100% of the current flight (not limited to domestic and international flights) or more than 80% (including 80%) of the tour fare (including air transportation), you can get the aviation accident insurance protection of up to 2 million yuan.
Credit card application and use strategy of Ping An Bank
First, Ping An Bank credit card application strategy
1. What kinds of credit cards does Ping An Bank have?
2. How to apply for Ping An Bank credit card?
Second, Ping An Bank Credit Card Usage Guide
1, Ping An Bank Platinum Credit Card enjoys distinguished service.
2. Ping An Bank China Travel Credit Card Platinum Card enjoys high-end services, with an annual fee of 2,800 yuan.
3. Features of Ping An Bank Taobao Credit Card Co-branded Card
4. Practical evaluation of Ping An Bank Wanlitong joint credit card gold card.
5. How about Ping An Bank Owner Credit Card/Owner Card?
Three. Introduction of Ping An Bank Credit Card Selection Card
1. How much can Ping An Bank credit card withdraw?
2. What are the existing charges for Ping An Bank's credit card?
3. What is the credit card limit of Ping An Bank? How to inquire?
4. How do Ping An Bank stipulate credit card installment and bill installment?
5, Ping An Bank credit card points accumulation rules
6. How do you charge Ping An Bank's credit card? What is the charge?
7. How about 72 hours before the loss of Ping An Bank's credit card?
The introduction of Ping An credit card knowledge ends here.