How to find a suitable house for people who want to buy a second-hand house? Today, Bian Xiao will explain to you how to find a second-hand house.
First, how to find a house if you want to buy a second-hand house?
1, you can find the information of housing in various local intermediaries; 2. You can help recommend a suitable house through friends and relatives around you; 3. You can log on to the local second-hand housing website and screen out the house you want to buy; 4. You can use your spare time to check whether the bulletin boards in each community have any listing information for sale.
Second, what problems should I pay attention to when buying a second-hand house?
1. Be sure to find out the specific location of the house, the quality of the house and the real situation of the seller.
2. Find out what the total transaction price of the house is with the seller and ask if you can apply for a loan to buy a house in the future.
3. Learn about the living facilities, medical facilities and educational facilities around the house to see if they can meet the needs of a family.
How much is the down payment for buying a second-hand house?
It depends on the number of houses purchased by buyers and the loan business handled by buyers.
If the second-hand house purchased by the buyer is the first fixed residence in life and intends to apply for provident fund to buy a house, then the funds to be prepared are 20% of the total house price. If you can't apply for provident fund, you can only choose commercial loans, and the proportion of commercial loans is 30%.
If it belongs to the second suite, the proportion of provident fund loans is 40%, and the proportion of commercial loans is 60%.
Fourth, is it reliable to buy a second-hand house through an intermediary company?
It depends on whether the intermediary company the buyer is looking for has intermediary qualification. If there is no intermediary qualification, it is unknown whether the purchased house is reliable, which may be more reliable or unreliable.
In order to avoid defects in houses purchased through intermediary companies, buyers should first understand the qualifications of intermediary companies when buying houses through intermediary companies.
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