1. How much does the community endowment insurance pay a year?
The fees paid by community endowment insurance in one year are divided into several different payment stalls, and the cost composition is mainly composed of individual contributions of the insured and government subsidies. The specific payment stalls will also vary from region to region.
The insured can choose the appropriate payment stall according to their own economic ability. You can choose from a few thousand dollars high and a few hundred dollars low. Generally speaking, if you choose a higher payment file, the higher the cost of old-age insurance, and the more pensions you can get after retirement.
Second, do you want to pay community pension insurance?
At present, community pension insurance is not compulsory except compulsory payment of employee pension insurance, that is to say, it is not compulsory to pay, but the principle of voluntary participation.
Because employee pension insurance is the insurance that enterprises must pay for employees, and community pension insurance is not employee insurance, there is no "mandatory".
However, I still suggest that even if the community pension insurance is paid now, I still suggest that everyone can actively participate in the insurance. Because endowment insurance can bring us some protection. The most important guarantee is that after an individual reaches retirement age, he can receive a certain amount of pension insurance every month to ensure his basic life in his later years.
3. How many years should community endowment insurance be paid?
In terms of "cumulative payment period", the requirements of community pension insurance and employee pension insurance are the same. Only when the accumulated payment period reaches 15 years and reaches the legal age, can you receive the corresponding pension on a monthly basis as agreed, and pay more.
If after reaching the statutory retirement age, it is found that the accumulated payment period is less than 15, at this time, the insured needs to make up the premium for the remaining years in one lump sum to successfully handle the pension collection procedures. So I suggest that once you are insured, try not to pay off the old-age insurance, because it will take too long to pay off, which will have a certain impact on your accumulated payment period.
Today, I introduced the content of "How much does the community endowment insurance pay a year". To sum up, how much the community endowment insurance pays a year depends on what the insured chooses to pay. If you have the ability, you can pay more.