Wang Mai Jr. has a house with a total price of 2 million, and the minimum down payment ratio is 30%. So what is Xiao Wang's maximum loan amount?
1.4 million. The down payment of a house is always 30% of the total amount of the house. Take a 2 million house as an example. We need to pay a down payment of 600 thousand. This is a one-time payment. The remaining 6.5438+0.4 million is to repay the loan every month in the future. In terms of 30 years. You need to pay back the interest of 70 thousand yuan to the bank every year. Of course, the annual interest is deducted in turn. Plus 46 thousand's principal A * * * needs to repay the mortgage of 65438+ 10,000 yuan. 654.38+100000, with an average of 8000 yuan per month.