1, life annuity-a good helper for financial planning
The annuity can be collected after the contract comes into effect, and 8% of the basic insurance amount can be collected every year for life, so as to meet the needs of customers for sustained and steady financial planning. Annuities can freely designate beneficiaries and realize flexible planning and distribution of wealth.
2.70% of the premium will be returned in full-life is both ancient and rare.
In addition to the annuity that lasts for life, there is a birthday bonus equivalent to the total premium at the age of 70. The older you get, the richer you get, and the happier your life is.
3. Value preservation and appreciation of dividends-anti-inflation is really stable.
Participate in dividends every year, accumulate sand into a tower, steadily increase value, and resist inflation risks. Annuities and bonuses can be accumulated with compound interest every year, and can also be used when needed.
4. Double the total disability annuity-ensuring peace of mind is more intimate.
Enjoy lifelong death protection to ensure the safety and stability of premium funds. In particular, it is more intimate for the insured to receive a double total disability annuity.
-
Safeguard responsibility:
1. Insurance age: The insurance age range accepted in this insurance is 0-55 years old.
2. Insurance premium and payment method: the annual premium is 65,438+0,000 yuan, and you can choose to pay in batches (that is, one-time payment), within 3 years, 5 years, 65,438+00 years or 20 years.
3. Insurance period: the insured is for life.
-
Insurance description:
During the validity period of the contract, this insurance provides the following insurance protection:
1, annuity
From the effective date of the contract, if the insured survives, the company will pay an annuity of 8% of the basic insurance amount every year until the insured dies. The first annuity is paid on the effective date of the contract, and will be paid on the corresponding day of the effective date of the contract every year thereafter.
2. Total disability extra annuity
If the insured is identified as totally disabled for the first time during the insurance period, the company will pay an additional total disability annuity of 8% of the basic insurance amount every year from the corresponding date of the first effective date of the contract after receiving the total disability identification certificate until the death of the insured. The first total disability extra annuity will be paid on the first effective date of the contract after the company receives the total disability appraisal certificate, and will be paid on the effective date of the contract every year thereafter.
3. Birthday gift
If the insured survives to the corresponding date of the first effective date of the contract after the age of 70, the company will pay the birthday bonus according to all the insurance premiums paid by the insured according to the contract.
4. Death insurance
If the insured dies after the age of 70 and before the corresponding date of the first effective date of this contract, the Company will pay the "death insurance" according to the larger of the following two items, and this contract will be terminated:
(1) The total premium paid by the insured according to the contract when the insured dies;
(2) The cash value of the insurance policy when the insured dies.
If the insured dies at the age of 70 on or after the first effective date of this contract, the Company will pay the "death insurance" according to the larger of the following two items, and this contract will be terminated:
(1) basic insurance amount;
(2) The cash value of the insurance policy when the insured dies.