The title certificate of Block D of Huaqiang Garden specifically includes the house ownership certificate and the land use right certificate, but in some places it may also be the title certificate issued by the housing management department and the land management department. With the title certificate, you can dispose of the house in Block D of Huaqiang Garden, but without the title certificate, some rights cannot be guaranteed. If the property certificate of Block D of Huaqiang Garden is not handled, even if the buyer of Block D of Huaqiang Garden has paid the house price and gone through the check-in formalities, legally speaking, the house of Block D of Huaqiang Garden still does not belong to the buyer.
Block D of Huaqiang Garden is a house bought by mortgage, which can be handled by a loan company. Because if the house in Block D of Huaqiang Garden is mortgaged in the bank, the bank will not accept the second mortgage. After the house in Block D of Huaqiang Garden is mortgaged, two mortgages can be applied again.
The above information is for reference only. I hope I can help you!