Telemarketing is a common way for insurance companies to promote their products. I believe that many friends have received such calls more than once, and the cost performance of the insurance products promoted is generally good. Auto insurance is usually to send the insurance policy first, then sign it and send it to collect money. In addition to compulsory insurance, there are nine kinds of commercial insurance to choose from.
We can distinguish from the following aspects.
1, check with the insurance company.
If you think the insurance products promoted by the salesman are good and want to check the authenticity of the insurance products, you can call the customer service hotline of the insurance company for consultation.
2. Whether the insurance products are filed.
Regular insurance products, no matter how they are sold, must be approved by the CBRC and put on record. Don't buy products without filing.
Telephone car insurance costs are low, so the discount will be greater than offline. If you want to buy offline, unless you are a salesman and give you all the points he drew, the discount will be great. Otherwise, it is generally more expensive than telephone insurance. Now, after the reform, regular calls for auto insurance are also made by your local branch. If you call in a bragging area, other companies will be punished if they find out and report it.
In the face of telemarketing insurance products, we must be very cautious. Before applying for insurance, you should read the terms of insurance products carefully and be familiar with the protection contents and exemption clauses. Avoid being cheated.