Wuhan will set a phased price control target and price ceiling for new commercial housing in the region, and the housing management and land departments will implement control measures to control housing prices and limit land prices, effectively preventing high land prices from pushing up housing prices. In addition, Wuhan will continue to implement differentiated regulation, adjust measures to local conditions and make policies according to the city, and fully implement the first set of priority housing selection for those who just need it.
On the basis of continuing the strict control policy, the control measures will be more detailed. One city, one policy and precise regulation are the key words of real estate regulation. Wuhan proposed that it will continue to adhere to policy exchanges, maintain the continuity and stability of policies, promote the stable and healthy development of the real estate market, resolutely curb speculation and ensure market stability.
Wuhan will improve the supply pattern of diversified housing such as commercial housing, * * property housing, government-subsidized housing and rental housing, meet the first set of just-needed, support improved demand, curb speculative real estate speculation, and make every effort to promote the return of housing property rights. Its purchase restriction policy and down payment for house purchase are as follows:
I. Household registration in this Municipality
1, the first suite
If you have no house or loan in Wuhan, you can buy a house in the restricted area, and the down payment ratio is not less than 30%.
2. Second Suite
Those who own 1 house in Wuhan (whether the loan is settled or not) can purchase houses in the restricted area, and the down payment ratio for the second house is not less than 50%, and the down payment ratio for non-ordinary houses (144 square meters or more) is not less than 70%.
3, two suites and above
If you own 2 or more houses in Wuhan, you may not buy houses in the restricted purchase area.
4. The down payment for apartments and shops (40-year property rights) is 50%, and only commercial loans and loans are allowed up to 10 year.
5. To buy a house with a collective account, you must also have a Wuhan ID card.
6. In the unlimited purchase area, in theory, the minimum down payment for the first suite is 20%, and the minimum down payment for the second suite is 30%. The rule for determining the first suite and the second suite is "recognizing the loan but not the house", that is, as long as all the loans are paid off, the first suite is counted.
Second, non-local household registration
1, purchase conditions
Provide proof of continuous payment of social insurance or personal income tax in Wuhan for two years (including two years) from the date of purchase.
2, the first suite
If you have no house or loan in Wuhan, you can buy a house in the restricted area, and the down payment ratio is not less than 30%.
3. Second Suite
If you already own 1 house or above in Wuhan, you may not buy a house in the restricted area.
The above is about Wuhan's new real estate policy. With the further deepening of China's housing reform and the effective establishment of a long-term real estate control mechanism, Wuhan's real estate market will tend to develop steadily and healthily in the future.