Does the transfer of second-hand houses need to be evaluated?
Real estate assessment is a very important link in the process of second-hand housing transactions. Whether it is buying a house loan, selling a house, or looking for an intermediary or entering a bank, they will tell you that the house needs to be evaluated. For example, buyers need to apply for mortgage loans, and banks can only issue loans to buyers according to the evaluation report of the evaluation agency. Of course, before selling a house, the seller can also have a picture of the house he sells through a professional real estate assessment. In order to avoid unnecessary losses and troubles in the transaction, both buyers and sellers should know something about real estate appraisal.
First of all, regional factors affect the evaluation price of second-hand houses, including residential lots, traffic conditions, surrounding environment, supporting facilities, future development prospects, environmental pollution and so on. Secondly, the factors of the house itself, mainly including the age, floor, orientation, apartment type, house decoration, ventilation and lighting, property type, gas status, housing allocation rate and so on. In addition, there are market factors and psychological factors.
How to calculate the second-hand housing evaluation fee?
1. The old house is backward in style and outdated in function, so it can't compare with the new commercial house. Three small suites (small hall, kitchen and bathroom) deducted 10%.
2. The floor also affects the price. If the benchmark price is 1 and 5 floors, then the second and sixth floors are -3%, the seventh floor is -5%, the third and fourth floors are +3%, and the roof is -5%. 5% if there are no windows facing south.
3. After the house is completed, it will enter the depreciation period. According to the theoretical depreciation rate, the building depreciation life of the mixed first-class structure is 50 years, and the annual depreciation rate is 2%.
4. Generally, old houses are backward in style, inconvenient to use and outdated in function, which can't be compared with new commercial houses in this respect. In addition, natural conditions such as orientation and floor will also have some impact on the price.