Handle repayment, loan, loan, negotiation repayment, prepayment and other related matters.
If the online loan is temporarily overdue, it can be handled in the following ways:
1. If the online loan is temporarily overdue, the borrower and the lender can negotiate the extension or repayment by installments, and they can write the loan extension period, so that the user can pay off the arrears in a planned way;
2. You can use other properties as collateral to complete the repayment. At this time, you can borrow money from friends and relatives around you to pay off loans overdue's debts. Repay as soon as possible, otherwise the other party can sue and apply for enforcement.
Since overdue online loans may affect users' personal credit information, users must pay attention to repayment on time without special reasons. If the debt cannot be repaid due to personal reasons, the other party may bring a suit in a people's court for personal repayment. If the debt has not been repaid after the final repayment period, the other party may apply to the court for compulsory execution. However, if the interest rate agreed by both parties exceeds 4 times the quoted interest rate of the one-year loan market when the contract is established, the court will not support the excess.