What procedures do rural commercial banks in eastern Anhui need for loans?

Depending on how much you want to borrow, tens of thousands of dollars don't need to go to the bank. The speed of bank approval is slow, and it is not easy to approve. Especially recently, the total amount of loans is tight, so it is generally difficult to apply for credit loans and micro-loans. On the contrary, P2P such as Pleasant Loan will be easier to approve.

But let's answer your question. Personal unsecured loans must be submitted before the bank will approve them. When they come, they will lend, but it is over. The materials are as follows:

1, loan application approval form;

2. My valid identity certificate, including ID card, residence permit, household registration book, marriage certificate and other information;

3. Proof of residential address (house lease contract or receipt of rent, water, electricity and gas fees for the last three months);

4. Proof of occupation and income (original and photocopy of work certificate; Banks will issue salary passbooks, etc. );

5. Effective contact information and telephone number;

6. Personal settlement account voucher opened in the bank;

7. Other information stipulated by the bank.

Personal housing mortgage loan procedures are the same as above, but the materials are different:

1. Copy of the borrower's valid ID card (front and back)

2. Copy of household registration (husband and wife) Note: Foreigners must submit temporary residence permits.

3, proof of income (bank unified format, must be stamped with the official seal of the unit.

4. Marriage certificate (married marriage certificate, unmarried certificate, divorce certificate or court verdict, widowed death certificate, property notarial certificate)

5. Original property ownership certificate, purchase agreement and invoice.

6. Proof of loan use

7. Other information stipulated by the bank.