Property transfer requires the following procedures and processes:
1, sign the contract and pay the deposit;
2. Go to the bank to apply for a house loan;
3. The bank appoints a lawyer to talk with the applicant and review the relevant information of the loan applicant (including identity documents, income certificates, etc.). );
4. After the bank determines that the applicant has the loan conditions, it issues a loan commitment letter (the bank determines the loan amount according to the evaluation price, and the loan amount issued is generally 70% of the evaluation price);
5. After the bank issues the loan commitment letter, it informs the buyer and the seller to handle the transfer procedures.
Extended data:
Matters needing attention in real estate transfer
1. If a company purchases a private house, it must also provide the original and photocopy of the qualification certificate (business license or organization code certificate) of a legal person or other organization, the power of attorney of the legal representative of the company (collected at the acceptance window), and the original and photocopy of the trustee's ID card;
2. If the house is not transferred, the land use right certificate shall be submitted;
3. If the party concerned cannot handle it in person, it shall issue a power of attorney or a notarial certificate, and the client shall issue the original and photocopy of the ID card;
4. If the house has been rented and the lessee is not the lessee, submit the certificate that the lessee waives the preemptive right;
5. If there is a * * * owner, a certificate that the * * * owner agrees to sell and a certificate of ownership of * * * are required;
6. If the judgment is made by a court, a notice of court judgment and assistance in execution shall be issued.
Go through the transfer formalities at the trading center, and bring the original and photocopy of the real estate license and the original and photocopy of the ID card.
To handle the transfer formalities, both the original owner and his wife need to be present: those who bring their ID card, household registration book, real estate license, deed certificate and marriage certificate (single person needs single certificate) can apply for the registration of house ownership transfer as long as they bring their ID card and submit the following materials:
(1) Application for registration;
(2) the identity certificate of the applicant;
(three) all of the housing or real estate ownership certificate;
(four) materials to prove the transfer of ownership of the house;
(5) Other necessary materials.
The materials mentioned in Item (4) of the preceding paragraph may be sales contracts, exchange contracts, gift contracts, bequests, inheritance certificates, division agreements, merger agreements, legal documents that come into effect by the people's courts or arbitration committees, or other materials that prove the transfer of house ownership.
Baidu encyclopedia-real estate transfer