The person in charge said that this ranking includes both check-out statistics and house transfer statistics, which infers that the "check-out tide" in Nanjing is inevitable. Moreover, these data have been accumulated since June last year 10, and cannot reflect the market situation after the relevant policies of the central and local governments were introduced.
Nanjing: I love my family. According to its introduction, it is hard to believe that one room is hard to find, and it is hard to believe that there will be a check-out in some of the top ten properties in the list of "changing rooms and gloves". These figures can only be explained from the perspective of changing hands.
Reveal three reasons why you can't see light
Check the Hangzhou property market for two and a half months 195 sets to see the hidden rules.
There is something fishy behind the check-out: speculating in real estate for related households, reserving places, or taking loans from false transactions.
Zhejiang Online 065438+1October 2 1 News At the beginning of this year, the "cancellation" of Hangzhou Transparent House Sales Network attracted people's attention. The check-out volume in downtown Hangzhou for half a month is about equal to the check-out volume in the past month. From June 65438+1 October1to June1May, there were 60 commercial houses in downtown Hangzhou whose contracts were terminated, compared with 70 in June 2009165438+1October and 65409 in February.
Is it because buyers are not optimistic about the market or can't afford the mortgage? I don't think so The reporter found some strange phenomena in the investigation: many check-out houses have been delivered or will be delivered soon. Why do you want to check out before selling three certificates? Many cancelled houses were signed in 2007 and 2008. Who will pay the bill after the skyrocketing in 2009? Why do these houses become for sale or "internal reservation" immediately after the contract is terminated? Why are the developers involved silent?
Most of the check-outs are properties opened or delivered one or two years ago.
The reporter combed the cancellation files of online sales of transparent houses in Hangzhou since June 2009 1 1, and there were 195 sets of cancelled houses. Surprisingly, quite a few properties were opened or even delivered as early as a year or two ago.
According to the reporter's statistics, the delivered houses actually account for 43%. /kloc-83 of the 0/95 cancelled houses have been delivered so far. For example, a building in Qianjiang New Town was delivered in June 5438+February 2009, and five sets were checked out in two and a half months; Bijing Bay, Shimao Riverside Garden, delivered in June 2009, with 3 sets of check-out; Taihe Plaza, delivered in September 2009, about 18 sets; In September 2008, there were also 2 sets of check-outs for the waterfront city garden; Qiantang Du Ming, delivered on June 5438+ 10, 2009, and 6 sets were checked out; Hangzhou International Business Center, a property opened as early as 2005, actually had 14 sets cancelled.
Second, as early as a year or two ago, the "sold-out" houses were the mainstream. According to the reporter's investigation, among these houses, there are actually 1 27 sets that were opened and signed before1in 2009, accounting for more than 65%. Xia Yun Lianyuan will be delivered at the end of 20 10, and 9 sets will be checked out in two and a half months. Check-out time in 2008 is10; Modern Jingyuan, Lang Jun, Wanyin Building ... Many hotels opened between March and September 2008 are on the check-out list. These houses were sold out as early as 2009.
However, there are not many properties opened in the last two or three months in the check-out list. Only 16 suites were opened after the end of September 2009, accounting for only about 8% of the total check-out.
These can not help but make people daydream: the delivered property can be listed for sale immediately, so why rush to cancel the contract? Houses that opened a year or two ago and were "sold out" have risen by 50% or even doubled after the skyrocketing in 2009. Why should we return them? If there is no sufficient reason, developers generally will not agree to terminate the contract. Are there any private transactions between property buyers and developers? Why do developers' employees appear on the check-out list, and there are several sets at a time? (Turn to C2 version)
Most of the checked-out houses have been resold or "reserved internally"
According to relevant regulations, after the pre-sale contract is terminated, the house will become a saleable house after three days of publicity. Can ordinary buyers of these houses really buy them again? What the reporter knows is that it is basically impossible.
Many houses whose contracts were cancelled on 195 changed from "saleable" to "sold" shortly after the cancellation, and this process basically took about 10~ 15 days, which was almost the time from "reservation" to "saleable". Even if it is "for sale" hanging on the transparent house online, the reporter calls to buy it, and the answer is that the house has not been resold and has been booked.
Of the cancelled 195 houses, there are 100 houses that have been changed to "sold" on the transparent house sales website. In addition to the houses bought by 32 developers with Taihe Plaza and Hangzhou International Business Center as beneficiaries, only 63 sets of houses are displayed as "available for sale" on Transparent House Selling Online. But even these 63 sets can't be bought by ordinary property buyers.
Who sold the house to? The reporter contacted a number of developers who participated in the check-out as buyers.
In Lianyuan, Xia Yun, five houses were cancelled in June 5438+ 10. At present, transparent houses are displayed as green "for sale" on the Internet. The reporter called the sales department, and the sales girl told the reporter that the five houses had been booked and sold to the relatives and friends of the original buyers at the original price. As for why these houses, which were opened for sale on June 5438+00, 2008, have now changed their user names, the sales girl vaguely said that the buyers are friends of the boss.
65438+ 10 also had two sets of houses cancelled. The sales girl told the reporter that these two sets of houses were "handled internally", but the name of the buyer changed and they were not sold.
There are also 6 suites in Qiantang Du Ming that are displayed as "for sale" after the termination of the contract. The explanation of the sales office is that the mortgage has not arrived yet, and the contract has been terminated. At present, there is no house for sale.
In addition, some developers said that the return of the house was due to changes in the second home loan policy, and they had been waiting for bank loans last year. Unexpectedly, after waiting for half a year, the down payment ratio has increased and the interest rate has also increased. The customer found it unbearable, so he chose to check out. Some developers and reporters interviewed this matter and directly refused to be interviewed.
The reporter has contacted more than a dozen real estate sales offices with cancelled listings. To sum up, the four answers are basically the same: many developers say that they transferred the original price of the original house to the relatives and friends of the original buyers; Second, the customer who cancels the contract must have an unusual relationship with the developer. Third, how much is related to banks, such as not getting a mortgage, or not getting it. Fourth, the cancellation of housing is basically no longer for sale.
Many of these sounds really incredible: after the skyrocketing property market, who is willing to transfer at the original price? Mortgage is not a matter between buyers and banks. Why should developers mediate by checking out? The new house can't get a mortgage, so we won't know until the first half of the year?
Insiders analysis: There are too few normal reasons and too many shady reasons.
During the interview, many developers involved in the cancellation of the contract were tight-lipped and unwilling to disclose the reasons. However, these "shady scenes" are no longer secrets, but have become "hidden rules" in the industry, but they have not been exposed.
Insiders told reporters that there are three reasons for the termination of the contract, especially the "sold out" or delivered properties, most of which cannot escape.
The check-out of many properties that have been delivered or delivered quickly is actually a kind of "renaming" transfer. It is a well-known "hidden rule" in the industry to terminate the contract in name, in fact, to provide convenience for buyers and sellers and avoid taxes. Most of these property buyers are related households of developers. They got a house at the opening, and by the time they handed it over, the house price had already risen to a high level. If you do three certificates and then change hands, the procedures are complicated and you have to pay quite a lot of taxes and fees. At this time, the buyer found a "suitable" reason to "terminate the contract", the developer signed a purchase contract with the next home, and the next home paid the difference in the middle to the original buyer, saving taxes and fees, and the transaction was really "convenient and fast".
Secondly, our own people buy fake mortgages for their own houses, which are fake and the loans are real. When the market situation is bad, some developers let employees buy houses, and the down payment is paid by the company. When they buy several sets, they can not only create the illusion of selling well, but also take bank loans, which becomes a means of financing when the market situation is not good. When the situation is good and the house price rises to a certain high point, find a reason to cancel the contract and sell it at a high price.
Many of the cancelled 195 suites were opened in July-September 2008. At that time, the market situation was not good, and it was not excluded that developers exchanged false transactions for bank funds when the situation was not good.
Another kind of check-out is to make room for related households. Some developers will leave the house to a heavyweight of a closely related unit, but the heavyweight has never signed a contract, so the developer has to send someone to "occupy the place" first, and then cancel the contract and return it to the "heavyweight" after the house is delivered soon or the house price reaches a certain high level. Some developers mentioned in the cancellation of real estate "related households", which may refer to such "non-ordinary" property buyers, and cannot be offended.
It seems that the market is not optimistic about the "check-out" caused by property buyers, but it actually hides the transactions that the property market cannot see.
The shady under the checkout
There is a saying that "I don't know if I don't see it, I will be shocked if I see it." The terrible "check-out tide" reflects not the panic of ordinary buyers on the property market, but some hidden "secrets" of developers and some "unusual" buyers.
Judging from 195 sets of cancellation contracts, most of them turned out to be properties opened before 1 in 2009. If you look carefully, many of them were delivered in 2009 or will be delivered in 20 10. People who check out deliberately choose to check out at this time, and developers also acquiesce or help them "rename" with a positive attitude. Who benefits from it?
Let's look at the signing time. Among the cancelled houses, there are not a few properties signed in 2008. When the property market was in a downturn, many properties were "bought" by employees, such as "Little Meimei" and "Little Jun Jun". Buying several sets at a time almost became the "hidden rule" of the industry.
Just because the people who bought these houses at that time were not ordinary property buyers, it was doomed that they would be "resold" because it was not used as a living function from the beginning, but became a tool for some people. Now, this moment has finally arrived.
First of all, housing prices have experienced a skyrocketing in 2009 and have reached a high level. And this is the perfect time for those "unusual" houses to change hands: developers may re-enter the market and sell at a high price to make a profit; Or give it back to "important people"; Or help change the name and help people get rich. I'd like to ask, when are you not checking out at this time?
But this kind of transaction is carried out in private, and it is not easy to get it on the table. So although it has been audited by the property rights center, many developers are still unwilling to tell the truth, so let's guess here. Just this nominally legal transaction, as an ordinary person, is it "difficult to reconcile"? Source: China Media Network