New China Life Insurance cashbox, I pay 15 thousand a year, how much money can I get after five years? How much money will you get in 20 years?
The till of wealth management products is quite good in insurance wealth management products. The benefit demonstration in the insurance contract only gives you a preset profit value, which has three kinds of income demonstration. Generally speaking, it should be floating in the case of mid-range income or even above, which can be high or low. The actual income depends on the profitability of Xinhua Life Insurance Company. According to the dividend report I saw from Xinhua, in 2008 and 2009 (the financial crisis and recovery period in 2008), there was a dividend of 600+ for10 million per year. The unique gold account of the till is compounded monthly (the annualized interest rate is 3.25, I wonder if Xinhua Company has raised interest rates recently), but even if it has not been adjusted, Xinhua will return it to customers in the form of special dividends if it earns more. As for how much money you ask you can get in five years, you should be able to get it in five years (75000 *25%+750+ dividend * 25% = 19500+ dividend * 25%, which will definitely exceed 20625, and at least 20525 yuan can be controlled). In 20 years, we will be able to quadruple. Xinhua estimates that the profit is about 4 times, which is about 300,000. To be sure, more than 2 times should not exceed 8 times. After all, the average annual growth of capital in our country is not more than 7% as in the United States, and we have to pay a part of the reserve for insurance. It is difficult to reach more than 7% if the capital is not that big. An average annual growth rate of more than 7% can only guarantee that your money will increase by about 8 times in 20 years.