As you said, buying insurance is a guarantee for yourself and a responsibility for your family. At present, as a student, it is not recommended to buy insurance products with high premiums. I wonder if you are over 18 years old? If it is a minor, the maximum insured amount cannot exceed 654.38+ 10,000 yuan.
As for specific accident insurance products, there are many on our website, with different prices, coverage and coverage. You can do an insurance demand test according to your own situation, and it is easy to find a product that suits you. Click on the logo icon at the lower left to get detailed product information. If you don't understand, you can consult online customer service. I hope I can help you.
Supplementary answer: If you simply buy accident insurance, you don't need to spend so much money. Long-term life insurance can be considered, such as Taikang Aijia term life insurance (20 years) pure insurance, low premium to obtain high death protection, suitable for those responsible for worrying about the economic problems caused by the unfortunate death of parents or children, and it is more convenient to insure for 20 years at one time.
200 yuan -300 yuan can get an accident insurance premium of 500,000 yuan.