Fuzhou. Can I use provident fund loans as long as I buy a house? What are the restrictions?

You can use the provident fund loan to buy a first-hand house directly. If it is a second-hand house, the provident fund of the municipal government must require two certificates to be complete, that is, the land certificate and the real estate license are complete before the loan can be made, and the provincial government only requires the real estate license.

Everyone has an upper limit on the number of years to pay provident fund, age and provident fund loans according to their corresponding level. That is to say, for example, the provident fund can only provide you with a loan of 20W, then this 20W is provided by the provident fund, and the interest rate is also calculated according to the loan interest rate of the provident fund, and the rest can only be used for commercial loans, thus becoming a combined loan. Not all provident fund loans are provided.

There is no marriage rule. As long as you buy a house, you can get a loan.