Hengfeng Loan is an internet financial platform under Shandong Hengfeng Financial Services Co., Ltd., a listed company of the New Third Board, which was approved by Shandong Provincial Administration for Industry and Commerce? Registered private capital intermediary service agency, the company was established on 20 10, with an initial registered capital of 30 million yuan. The company operates in the joint-stock system mode, with current capital of 1 100 million yuan, and its headquarters is located in Qilihe Road, Licheng District, Jinan City. This website is quite good. I heard that the CEO of the company is a shareholder of many Internet financial platforms in China and is an out-and-out invisible rich man. I'm their client, too. I only invested for three months, and I feel that the effect is good and the repayment is timely. The website is the full spell of Hengfeng Loan plus. . I hope to adopt.
2. How long will it take to complete the transfer of Wuhan Commercial Provident Fund?
The final link of corporate loans shall not exceed 5 working days.
Processing time: working days
Agency: Wuhan Housing Provident Fund Management Center Sub-center and loan entrusting banks (China Construction Bank, Industrial and Commercial Bank, Agricultural Bank, Bank of Communications, China Bank, Hankou Bank, China Merchants Bank, Rural Commercial Bank, China Everbright Bank, Postal Savings Bank, Shanghai Pudong Development Bank, Huaxia Bank, Industrial Bank, China CITIC Bank, Minsheng Bank, Hubei Bank, Ping An Bank, China Guangfa Bank, Bohai Bank, Zheshang Bank, hengfeng bank and its acceptance of provident fund loans.
Charge: No charge.
Handling process: loan consultation → application submission → loan acceptance → guarantee handling → contract signing → pre-deposited funds → bank review → final review of provident fund center → loan issuance → mortgage handling.
Three. Hengfeng bank mortgage prepayment conditions?
Hengfeng bank must submit a written application to the handling bank in advance to repay the mortgage loan in advance, and handle it according to the contract.
First of all, the application for prepayment is generally about 7 days in advance, and some banks require one month in advance. Mortgage is the most important business of banks, Hu Xiaoyi, and the prepayment reservation system of mortgage scale can make banks control this goal well. For example, when the scale of bank mortgage is tight, bank staff will take the initiative to call customers and say that there is a discount for early repayment this month, and no penalty will be charged, so that you can speed up the repayment. In this way, the mortgage amount will be released, and those who could not release the money before will be released. For example, the mortgage will extend the appointment time, especially for important nodes (at the end of each quarter), which needs to be greatly delayed to control the speed of scale reduction. In addition, the appointment system will also increase the bank deposit pool. The bank will tell you that you need to deposit the money into your account 15 days in advance when you make an appointment for repayment. In fact, it is to increase the bank deposit business indicators in disguise, and you will do it as soon as the assessment period is over.
Secondly, some customers who prepay need to pay attention. After partial prepayment, the general bank will have two repayment periods unchanged, reducing the monthly repayment amount; The second is that the repayment period is the premise, and the monthly repayment amount remains unchanged. Generally, the banking system defaults to pay off first, so you need to take the initiative to apply to the bank for a second treatment.
Third, for all customers who settle accounts in advance. After paying off in advance, it should be noted that the bank will inform you to get the settlement certificate, other rights certificate and power of attorney in about 7 working days, go to the cancellation window of other certificates in the real estate registration and trading center, and then hand them over to the staff and sign them. The purpose of doing this is to cancel this thing that really belongs to you completely.
Finally, for other rights, the certificate of other rights is actually the mortgage registration information in the attached page after the mortgage procedure of the real estate license when the housing mortgage loan is handled before the real estate mortgage. But this is no longer the case. All debts are recorded in other warrants, and the real estate license is also returned to the owner, which is convenient for everyone to do things.
4. What about the entrusted loan in hengfeng bank? What are the advantages?
Loan information 1. Suitable target: government departments, enterprises and institutions or other economic organizations and individuals. 2. Loan interest rate: the entrusted loan is charged a handling fee according to the entrusted responsibility, entrusted amount and term. 3. Loan term: There are three kinds of entrusted loan terms: within one year (inclusive); More than one year and less than five years (including five years); More than five years (excluding five years). Loan advantage 1. Legality of lending: enterprises or group companies realize the legalization of capital lending between customers through entrusted loans; 2. The expected annualized interest rate is high: enterprises or group companies can effectively use their own funds such as surplus funds through entrusted loans to obtain income higher than the expected annualized interest rate of deposits; 3. Convenience and preferential treatment: The borrower can avoid the disadvantages of complicated examination and approval procedures, high capital cost and inflexible use of funds brought about by applying for credit from the bank.