Product definition
Anjia e-loan is a consumer loan business issued by Dongguan Bank to commercial housing loan customers.
Target customers: commercial housing loan customers of Dongguan Bank (including commercial loans/provident fund portfolio loans of first-hand and second-hand housing customers).
amount of loan
The maximum is no more than 6,543.8+0,000 yuan.
deadline
The maximum term of a single loan is 5 years, and the annualized interest rate starts from 5.8% (simple interest).
Guarantee mode
Unsecured credit loan.
payment types/methods
During the validity period of the credit line (24 months), customers can initiate their own withdrawals.
Repayment method
Support repayment methods such as monthly interest payment, due principal (supported by loans for 36 months or less) and matching principal and interest.
The intended use of the loan
The loan shall be used for personal consumption according to the loan contract, and shall not be used for other purposes such as house purchase and investment.
Loan process
The first step is to log in to the official account of WeChat, and the Bank of Dongguan directly sells the bank.
The second step is to complete the identity authentication, sign the business authorization and obtain the loan amount.
The third step is to wait for our staff to contact and complete the manual approval process.
The fourth step is to initiate a withdrawal application through mobile banking or personal online banking within the withdrawal validity period (24 months).